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About dabhand

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  1. I have Lloyds Bank Credit cards (Duo Avios) - MC+Amex. The cards were sent to Thailand by courier direct from Lloyds (cost £7.81 charged to my c/c) as sending by mail was not an option. I also have accounts with Nationwide UK / Barclays Jersey and cards (debit / credit) are sent by mail to Thailand. So no real problem with cards per my experience, unlike some posters. All are updated with my Thai address but were opened when I had a UK address. The address change was no problem.
  2. Seems that Gibraltar is, in fact, on track for full compliance by the deadline date: http://www.international-adviser.com/news/1034944/gibraltar-names-date-qrops-test-regulations-live Gibraltar’s government has revealed that it will put in place personal pension regulations "on or before 31 March", enabling the jurisdiction’s Qrops to retain their status. Seeing is believing, of course, but sounds like good news for those of us with Gibraltar based Qrops schemes. However, the devil will be in the detail, particularly with reference to the level of tax to be applied to flexi drawdowns. Plus, of course, subsequent confirmation that the connected schemes make the appropriate internal changes in good time.
  3. A couple of articles from iExpats on the recent changes to the QROPS rules with comments on flexi access / Gibraltar compliance: http://www.iexpats.com/whoops-hmrc-qrops-rules/ http://www.iexpats.com/clock-ticking-gibraltar-qrops-change-rules/
  4. I had similar ear problems some 30 years back. Was flying back to the UK from West Africa, had a very heavy cold and by the time I landed at Heathrow both my ears were fully blocked and I could hear very little. Still same problem after a couple of days so was referred to an ENT consultant who gave my ears a good clear-our. The doctor advised that one of my eardrums had perforated but, luckily, had healed over. However he indicated that I should be careful if flying with a heavy cold in the future as the eardrum would always be in a weakened state and could result in a high degree of deafness if perforated again. As it is my hearing in that ear is affected, but only marginal - except when it suits me!! So, it is possibly due to flying with a heavy cold, rather than the yoga.
  5. Nope. Thailand are at 32, the 33 ranking was last year. So moving in the right direction. They were actually ranked at 4 (down from 2 in 2016) in the Generosity section. Details here: https://en.wikipedia.org/wiki/World_Happiness_Report
  6. Husband and Wife Sale Shopping.. A couple were in a busy shopping center just after Christmas. The wife suddenly noticed that her husband was missing and as the...y had a lot to do, so she called him on the mobile. The wife said "Where are you, you know we have lots to do?" He said "You remember the jewelers we went into about 10 years ago, and you fell in love with that diamond necklace? I could not afford it at the time and I said that one day I would get it for you?" Little tears started to flow down her cheek and she got all choked up… "Yes, I do remember that shop." she replied. "Well I am in the bike shop next door to that."
  7. Watched the fight and it was certainly a bruising and bloody encounter. The home crowd, unsurprisingly, were not happy with the outcome. Most of the rounds were very close so, in my view, it could have gone either way. Despite the ferocity, both fighters showed great sportsmanship and I would expect that a rematch will definitely be on the cards. Well done Srisaket!!
  8. Interesting that the very same YouGov poll, as noted in your earlier post, had the level of support for Independence at 44% (excluding DK's). Strange that this was not noted in your post........ It has been clear for some time that the simplistic approach taken by some Indy supporters of assuming all SNP/Green voters prefer Independence is just not correct. Indeed other parties are also likely to have Indy supporters in their ranks. The battle lines are certainly not as clear as some would suggest. So, as in this instance, 1+1 does not equal 2, much as NS would prefer that to be the case and, being no fool, she is well aware of that. http://whatscotlandthinks.org/questions/how-would-you-vote-in-the-in-a-scottish-independence-referendum-if-held-now-ask#table
  9. I have used Al Ansari Exchange to transfer from UAE to UK. Turned up at the branch with cash and only needed swift details and account number/name to send $10k. Just needed passport for ID purposes with no residence/work visa asked for. If you have similar details of the Thai bank am sure the transfer will go through OK.
  10. I know it might be considered as splitting hairs but the poll you quote actually equates to 33% Indy support, after adjusting for DK's. So actually off by 5%. In addition, the IndyRef1 did kick off in 2012, as you noted in your earlier post. Using May 2011, the date of the poll you have referenced, as the start date is a bit of a stretch. Apart from that, you are spot on.
  11. Would be interested in where you source your 28% support figure from. Looking at this source: http://whatscotlandthinks.org/questions/do-you-agree-that-scotland-should-be-an-independent-country#table Out of the 8 polls taken in 2012, 5 had Yes votes of 44% to 47% with a low of 34% in the other 3, excluding DK's of course.
  12. I watch the CL games on True and checked when the Leicester game was being shown this morning. It was on at 9.10 so decided to forego the 'pleasures' of getting up at 2,45 and placed an internet block on the house in the period up to 11am. Worked a treat and really enjoyed watching the game at a more civilised time, plus managed to avoid the temptation to have a look at the score when it was getting rather tense towards the end. Will do the same for the Man city game as the replay is also on at 9.10am on BeIN 4.
  13. Latest Yougov poll does not make good reading for NS. Shows a 57/43 lead for the Unionists. This is the highest polling for the No vote since August 2014. The poll, though, did not include the 16/17yo who tend to have higher numbers voting Yes. But would only have a marginal affect on the overall outcome. Plus the polling will likely have taken place prior to the announcement by NS. https://yougov.co.uk/news/2017/03/15/scottish-independence-voting-intention-no-57-yes-4/ With Nicola Sturgeon putting Scottish independence back on the table at a speech earlier this week, the results of the latest Times/YouGov Scottish independence survey now show a headline voting intention of 57% for No and 43% for Yes. A concern she should have is that some of the 'soft' Yes voters may remain on the fence this time around until the early effects of Brexit are known. They will consider that the neverendums will continue. Whereas a Yes vote is unlikely to be subject to a further vote anytime soon.
  14. Interesting article from Sarawak Report that gives a bit of background to the links between NK and Malaysia. Particularly part of the reason for the number of NK nationals based in Malaysia. http://www.sarawakreport.org/2017/03/remember-how-malaysias-bn-elite-are-happy-to-take-slaves-from-north-korea/ Meanwhile, everyone has known for decades just what North Korea’s terrible regime is like and how it treats its people. Generally acknowledged for holding the worst human rights record on the planet this horrible government willingly trades its people as slaves to anyone who will take on the super-cheap labour. Malaysia under this present government has been one of the few countries to have done so and has been publicly shamed by the UN for exploiting North Korean slave labour in coal mines in Sarawak in particular. Having worked in Malaysia for a number of years during the 90's , the money politics aspect is no surprise at all. The corruption and political shenanigans is at a level that beggars belief.
  15. Hope this might help. rental_contract.pdf