Prev Page 2 of 2 1 2 You cannot reply to this topic Go to first unread post 32 replies to this topic

[endure]

torrenova, on 2009-07-04 20:06:34, said:

Here is what you do with all of these sort of people; banks, phones, services etc.

You write them a letter stating that as of XYZ date you will treat any interruption to the service for which you are paying as a chargeable event and that each and every act you are required to take to assist in restoring the status quo will be chargeable at ABC per hour.

That means every telephone call is a billable hour minimum as is any email you need to send etc.

They will write back stating that they do not accept such and babble on about all manner of things. You can ignor anything they send save for curtailing your services (for which you can sue them).

I think you'll find that, in the UK at least, banks have the legal right to close an account any time they want. They're not forced to do business with you.

Edited by endure, 2009-07-05 19:51:45.

[endure]

Nigelmartin, on 2009-07-05 01:52:58, said:

cogalar, on 2009-07-05 07:33:50, said:

I have 2 Nationwide debit cards and used both yesterday to withdraw 16500THB from each account. No problems.

I normally go into the branch and withdraw larger amounts to cover several months expenditure. Two weeks ago withdrew 600kbaht using my Nationwide Debit Card, no charges at either end

Do you just go to an ordinary banking counter or do you have to make arrangements firts?

[endure]

jerrybeirne, on 2009-07-05 13:36:44, said:

santander/abbey have a no fee card coming out soon, check their website.

It may have no transactions fee but it has 27.9% interest on cash transactions payable from the date of the transaction.

[Chaimai]

endure, on 2009-07-05 20:56:47, said:

jerrybeirne, on 2009-07-05 13:36:44, said:

santander/abbey have a no fee card coming out soon, check their website.

It may have no transactions fee but it has 27.9% interest on cash transactions payable from the date of the transaction.

Yes, be sure to distinguish between DEBIT cards (which have been the subject of extensive debate vis-a-vis the 150 Baht ATM charge) and a CREDIT card that attracts punative rates of interest from the point of sale (ATM) and should only be used in dire emergency.

[Marvo]

Having the same Nationwide ATM "access to account denied" problems here.

Successfully withdrew 16,000 baht one afternoon and tried again the next afternoon only to be greeted with the "contact card-issuing bank" message Grrrrrrr.

Tried again 2 days later, then OK. The uncertainty makes you want to scream.

Glad to know it's not just me who has been singled out though .

[Nigelmartin]

endure, on 2009-07-05 19:53:41, said:

Nigelmartin, on 2009-07-05 01:52:58, said:

cogalar, on 2009-07-05 07:33:50, said:

I have 2 Nationwide debit cards and used both yesterday to withdraw 16500THB from each account. No problems.

I normally go into the branch and withdraw larger amounts to cover several months expenditure. Two weeks ago withdrew 600kbaht using my Nationwide Debit Card, no charges at either end

Do you just go to an ordinary banking counter or do you have to make arrangements firts?

I make no special arrangements, although I have an account at the branch. Withdrew 75k yesterday with no problems, only showed my passport. Checked my Nationwide account today - no charges

[julesdick]

when i called nationwide they told they could put some special setting on the account that would stop it getting blocked. seems to have worked so far.

regarding moneybookers, when I used them about 6 months ago they said that for Thai baht, my GBP had to be exchanged to Euros first, then to Thai baht. The resulting overall rate wasn't good.

[beekaykay]

richm7, on 2009-07-05 01:32:46, said:

I've posted on this before but here we go again. Why oh why do you not make a VISA withdrawal at an exchange booth?. (OK may be it's after hours but surely you don't need that much immediately at 10 at night?). That way the limit is much higher (I don't know what it is with Nationwide but I pulled 100,000 baht from them using this method a few weeks ago, but I do know that from my US Bank it is $7000). You'll need your passport but that's the only disadvantage. And before someone jumps on the "cash advance credit charge" wagon I am of course referring to VISA/MC linked debit cards, not credit cards. The money comes straight out of your account. Easily the best way to go if you need a substantial amount of cash

I used to do this on a regular basis, but about 1 year ago i was told that Abbey had stopped doing it so i could not withdraw from any exchange booths on my Visa debit card anymore, obviously Nationwide are still letting you withdraw using this method?