Hi
I am a regular vistor and my girlfriend has her own car which is all legal with various certificates and stuff on the windscreen, she wants me to drive next time as we are going a fair distance last time we got the bus and it was time consuming, next time I said I would drive and she agreed but am I insured? - sure I have a UK driving licence but is insurance on the vehicle or the person in Thailand dont want to find out the hard way!!! Thanks for advice
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Driving Other Peoples Cars
Started by silverdales, 2009-11-24 23:45
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4 replies to this topic
#2
madjbs
Platinum Member Posted 2009-11-24 23:52:27
The insurance is on the car, not the person. You will definitely be insured for third party injuries, which is the minimum legal requirement.
Further insurance would depend on whether your girlfriend has purchased any extra insurance or not. If she has, it will also depend on whether the insurance requires a Thai license or not. Edited by madjbs, 2009-11-24 23:53:48. #3
katabeachbum
Star Member Posted 2009-11-25 08:31:27
Read her insurance to check if you are covered with uk driverslisence. keep a copy of it.
Until you have been here 3 months you can legally drive with an international drivers lisence. then you would need a thai one. Edited by katabeachbum, 2009-11-25 08:32:34. #4
katabeachbum
Star Member Posted 2009-11-25 08:34:54
The insurance is on the car, not the person. You will definitely be insured for third party injuries, which is the minimum legal requirement. Further insurance would depend on whether your girlfriend has purchased any extra insurance or not. If she has, it will also depend on whether the insurance requires a Thai license or not. Insurance is on the car, but can be limited to one or two persons. I was offered this when I got my new Honda Accord in 2008, and would have saved 5000 baht a year with this limitation #5
stingray
Super Member Posted 2009-11-25 13:59:26
If she has only compulstory insurance on the car, you are covered only for 50'000 Baht, personal healt, no property damage. Culd be expeisive, if you get involvet in a accident. If the car isn't correct insured, go and buy a real 3rth partie insurance, Akane for example, cost about 2'400 Baht in your name for one year (even car isn't in your name). No problem and you are covered for tirth partie to 10 Mill per accident and 2 Mill property damage and 100'000 Baht bailbond.
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