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What Your Monthly Budget


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#26 Neilly

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Posted 2013-05-16 22:22:28

 

We get by on 300k a month

 

With or without food smile.png

 

Food for 5

 

200k spare then  1046-thumbs_up_smiley_zps1f3cfc78.gif



#27 sjohnson1234

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Posted 2013-05-16 23:01:16

We get by on 300k a month

 

ho ho ho



#28 notmyself

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Posted 2013-05-16 23:16:37

Was I that terse?

#29 jbrain

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Posted 2013-05-16 23:22:41

We get by on 300k a month

 

 

Same here, I'm single and my montly budget is around 300K baht.

 

 

 

 

 

 

 

 

 

 

 

 

Now if could manage to get hold of a 20% of that money every month............



#30 PoorSucker

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Posted 2013-05-17 08:43:12


BUPA 5000

Thats a big bupa bill.


That comes to what coverage you want on your medical insurance, also the bill goes up with age.
Easy to go 5000 per month for 2-3 people.

#31 carmine

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Posted 2013-05-17 09:36:39

50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport.  Still plenty left for a few beers.

 

You could live here on less but i wouldn't want to.



#32 BigC

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Posted 2013-05-17 09:50:00

Thanks

 

How do you live off 10k a month? Also, what kind of places are you getting for 10 and 20k?

 

Cheer Gents

you woulld need to ask a thai and live like one in a shared rented room for 3  per month then if of papaya salad and market food and noodles.. plus you would have to ut money aside for visa expenses. people think that thailand is dead cheap. it is not but yur money does go slightlyu futher out here but not as much as it iused to with the bath being so strong



#33 BigC

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Posted 2013-05-17 09:53:58

50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport.  Still plenty left for a few beers.

 

You could live here on less but i wouldn't want to.

for me i have 50 k just in bills with finance electric accounting fees, kids take another 22,000 per month gasoline. sometimes if i have a bad month i have a big land and house tax bill which sets me back a further 20k or car tax or inssuerance which cripples me financially for the rest of the month hence i dont have any money for beer which is why i cannot drink.

 

Plus mia noi's giks and what not..

 

It is true the more money u make the more your expenses climb



#34 Samui Coconut

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Posted 2013-05-17 14:10:05

50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport.  Still plenty left for a few beers.

 

You could live here on less but i wouldn't want to.

for me i have 50 k just in bills with finance electric accounting fees, kids take another 22,000 per month gasoline. sometimes if i have a bad month i have a big land and house tax bill which sets me back a further 20k or car tax or inssuerance which cripples me financially for the rest of the month hence i dont have any money for beer which is why i cannot drink.

 

Plus mia noi's giks and what not..

 

It is true the more money u make the more your expenses climb

Agree, 50,000 does not seem enough, incl. giks can easily reach 100K......I just calculated I spent 70,000 on restaurants last month (no giks), just with friends.....and that wasn't really difficult. Intercon, Nikki Beach, Six Senses...... 4 people.....easy ! 



#35 carmine

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Posted 2013-05-17 14:15:11

 

50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport.  Still plenty left for a few beers.

 

You could live here on less but i wouldn't want to.

for me i have 50 k just in bills with finance electric accounting fees, kids take another 22,000 per month gasoline. sometimes if i have a bad month i have a big land and house tax bill which sets me back a further 20k or car tax or inssuerance which cripples me financially for the rest of the month hence i dont have any money for beer which is why i cannot drink.

 

Plus mia noi's giks and what not..

 

It is true the more money u make the more your expenses climb

Agree, 50,000 does not seem enough, incl. giks can easily reach 100K......I just calculated I spent 70,000 on restaurants last month (no giks), just with friends.....and that wasn't really difficult. Intercon, Nikki Beach, Six Senses...... 4 people.....easy ! 

 

 

As a "reasonable amount to live on" it is perfectly enough.   Thats all i'm saying.  If you choose to dine at those type of restaurants then ofcourse it won't suffice.



#36 sjohnson1234

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Posted 2013-05-17 15:33:50

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?



#37 notmyself

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Posted 2013-05-17 22:39:02

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

That's over 2k Baht a day. I could knock out a shrimp and smoked sausage Gumbo big enough to feed over 30 people for less than that. Cost of ingredients wouldn't be more than 10k (for the month) but let's say it's 20k. 50k a month just to get someone to cook for you!

#38 John 1

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Posted 2013-05-18 09:19:02

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

 

He told you what he pays in restaurants why ask if he's fat?. I am so don't ask just accept what you have been told.



#39 carmine

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Posted 2013-05-18 09:24:40

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

 

He told you what he pays in restaurants why ask if he's fat?. I am so don't ask just accept what you have been told.

 

 

Slightly rude yes but rather funny imo!

 

Personally if i was spending 70k a month at restaurants on an island in thailand (not that i could afford to i freely admit) its something i'd keep to myself because i think thats a bit bizarre.  But each to their own ofcourse. Who are we to judge.



#40 BigC

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Posted 2013-05-18 11:15:12

ok billls allone with out the mistresses at least send about 55 to 60 k per month but a have a few business so of coarse i am going to have more expenses.

 

The profit normally goes on sponsering a thai family in Esaan lol



#41 Birdman

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Posted 2013-05-18 11:17:16

There are people who stay on Samui at hotels only. Some for months, regulary, year by year, since many years. Also at 5* resorts..........

#42 Samui Coconut

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Posted 2013-05-18 11:28:36

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

I said for 4 people. This month it won't be that much. I am not on the large side at all, and considering what these places cost, it is really no difficult. Intercon BBQ dinner is Baht 2,900++ per person, just figure 4 of us plus drinks, Nikki Beach on a Sunday easy 20,000 and Six Sense a decent set menu cost 5,000 per person with wines. Not bragging, but really not difficult to spend, try itthumbsup.gif    



#43 sjohnson1234

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Posted 2013-05-18 12:58:23

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

 

He told you what he pays in restaurants why ask if he's fat?. I am so don't ask just accept what you have been told.

 

Because I want to know if 70k in restaurant bills makes one fat, that's why/

 

You're fat? Well, thanks for sharing. I'm a bit tubby too.wai2.gif



#44 sjohnson1234

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Posted 2013-05-18 13:00:05

 

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

 

He told you what he pays in restaurants why ask if he's fat?. I am so don't ask just accept what you have been told.

 

 

Slightly rude yes but rather funny imo!

 

Personally if i was spending 70k a month at restaurants on an island in thailand (not that i could afford to i freely admit) its something i'd keep to myself because i think thats a bit bizarre.  But each to their own ofcourse. Who are we to judge.

 

Ah, well you have to smile in life, no?

 

Yeh, no need to be judegmenal. Personally, I'd love to fine dine each night - get in my belly.



#45 sjohnson1234

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Posted 2013-05-18 13:03:55

70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

I said for 4 people. This month it won't be that much. I am not on the large side at all, and considering what these places cost, it is really no difficult. Intercon BBQ dinner is Baht 2,900++ per person, just figure 4 of us plus drinks, Nikki Beach on a Sunday easy 20,000 and Six Sense a decent set menu cost 5,000 per person with wines. Not bragging, but really not difficult to spend, try itthumbsup.gif    

 

Ah, ok - 4 of you. You must be popular. wai.gif

 

Nikki beach, 20k .... does that also inclue wine? Just out of interest, like....



#46 Razzler1973

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Posted 2013-05-18 15:58:19

My lifestyle probably wouldn't appeal to a lot of people... I don't enjoy going out so I don't do it. (I also don't drink or smoke.) I enjoy swimming, walking, reading and writing, which doesn't cost me anything. My current house is a new (1 year old) bungalow with sea views on Phangan (Had Yao West), typical bungalow size, easily big enough for me and with a nice large balcony. Well built & decently equipped for my needs (not much of a kitchen but I don't need one).
 
I might downgrade to a 7-8K bungalow, been looking for one and found a few, somewhat older and so lower standard but otherwise same. I'm not too fussy as long as electricity + internet works and I don't get too many bugs or other critters.
 
As far as food goes, I eat out 3-7 times a week, usually dinner. I like simple food, rice with something simple added, rarely pay more than 200 B per meal, even though I don't hunt for the cheapest restaurants - often eat at the beach, which is obviously more expensive. I'm not a vegetarian but don't eat beef/pork, sometimes I eat vegetarian, sometimes seafood and occasionally chicken. Apart from that I only eat fresh fruit - some days I eat nothing else. Mangoes are my staple, right now 40-50 B/kg. When there's good durian I do spend more but that doesn't happen too often in these parts. Bike rent is 3K + petrol.
 
I've been thinking about cutting my costs, might move to a 7-8 K bungalow in Chaloklum & get rid of the bike, I'd save ~6K.
 
Like I said, probably not a lifestyle that would appeal to a lot of people... I enjoy a very simple life, reading books, swimming and hiking being among my greatest joys. I'd like to live without a bike but buying fruit becomes tricky if I can't get to Thong Sala easily - Chaloklum just might work though.

Cool, man

Have you considered buying yourself a rice cooker? They're not that expensive and a 5kg or 10kg bag of rice and you're sorted for ages ... can go buy curries and dishes from the market and places in Thong Sala (Maybe the supermarket also do them) for 30-40 bucks a time and in the long run you're probably cutting costs more

Even a hot plate and pan to make an omelette to supplement the various side dishes and I reckon in the long run you'd probably save on food and also enjoy eating on your balcony (which is ace!!!)

#47 AngThong

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Posted 2013-05-18 18:06:48

Cool, man


Have you considered buying yourself a rice cooker? They're not that expensive and a 5kg or 10kg bag of rice and you're sorted for ages ... can go buy curries and dishes from the market and places in Thong Sala (Maybe the supermarket also do them) for 30-40 bucks a time and in the long run you're probably cutting costs more

Even a hot plate and pan to make an omelette to supplement the various side dishes and I reckon in the long run you'd probably save on food and also enjoy eating on your balcony (which is ace!!!)

 

Thanks. The house I live in has a rice cooker... Truth be told though, eating out is as much a social occasion for me as a culinary one. I eat at least two thirds (more like three fourths probably) of my meals on my balcony anyway - but it's just fruit. Scored some sweet Khadum Thong durians today, that'll make for a very nice meal, and the better mangoes are finally beginning to appear at the fruit stands; when that happens, I sometimes eat fruit only for a couple of weeks. 6 months is the longest I've done, but that was when I was making an effort and consciously staying away from everything else; these days, I eat pretty much whatever I fancy. The dishes I fancy tend to be below 100 baht though.

 

I'd definitely cook more myself if I enjoyed cooking and food preparation... Alas, I do not :P



#48 maccaroni man

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Posted 2013-05-18 18:44:55

there was a single man in his early 50's that went to the same gym as me, he would tell me about his travels and goings on while we did our work outs.  he had a car, lived in a small house in chong mon and liked to drink a bottle of wine a couple fo times a week, he had a lady friend a few times a month and would travel to pucket from time to time, he seemed to have a fun comfortable life style so i asked him what his monthly budget was. he said 80k not including travel to europe. The baht was not as strong 5 years ago.



#49 Birdman

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Posted 2013-05-18 19:44:25

you can easily live for below 10.000 a month if you can do that without shortcomings and feel great while others sent their children daily to Bangkok for school....everything is entirely up to yourself



#50 thehelmsman

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Posted 2013-05-18 20:21:46

I'm trying to perhaps save 20K a month by not my child to an international school and here we have talk of 70K in a month for dining out. Gotta love it...........





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