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In Topic: My New Diet...
2012-03-17 00:49:39
tropo, on 2012-03-15 11:33:39, said:
bikerlou47, on 2012-03-15 02:58:58, said:
Exercise has little to do with losing weight...if you want to lose fat and retain your muscle eat the required amount of protein. This can be anywhere from .6 to 1.0 gram per lean body mass.
By reducing your carbs and increasing fat and protein you will lose fat NOT muscle! Probably be a good idea for some of you guys to read a book or two before you start posting!
By reducing your carbs and increasing fat and protein you will lose fat NOT muscle! Probably be a good idea for some of you guys to read a book or two before you start posting!
Whatever you've been reading has been leading you astray because you clearly don't have a clue.
...Or is the problem perhaps that you've been reading too much and never put anything into practice?
If you don't exercise you'll lose muscle on a normal diet as part of the process of aging. If you don't exercise and restrict calories you'll lose it even more quickly.
Eat protein to retain muscle you say - that's absurd in the extreme. That's something that protein manufacturers would have us believe.
When you restrict carbs you will increase protein and dietary fat, the dietary fat and stored fat will be used to provide your energy needs , the protein will supply your muscle cells with the required nutrients. Exercise is NEVER needed to retain your existing muscles, exercise will increase your muscle structure!
Sit on your couch watch TV ...restrict carbs, increase your intake of fat and protein and the fat stored in your body will be used to keep your body going! And you will lose fat and retain muscle. Dietary fat will not be stored as fat as long as you keep your carb intake to a minimal level..that level is dependent on your individual body and how resistant you are to insulin.
When you follow a diet as described above calorie counting is unnecessary! There is never a need to be hungry, eat until you are full and then stop. When you are hungry eat again!
I am 65 years old with a six pack and it is not Chang!
In Topic: My New Diet...
2012-03-15 02:58:58
tropo, on 2012-03-14 20:49:53, said:
23962323, on 2012-03-09 20:45:42, said:
The documentary from the BBC "The truth about exercise" last month,was an eyeopener,hours of gym work being a waste of time relating to weight loss,also recent report regarding exercise from Europe,basically stating short (very short )spurts of exercise are most beneficial.
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Just remembered something of the BBC s programme,it stated gym work for a large part of the population is a waste of time,something to do with the genes.
You must have been very impressed with that BBC documentary. I suppose if you don't think too hard it may seem like an "eyeopener", but in actual fact it's just a bad documentary which will give a lot of people an excuse not to exercise. If you like we can start a new thread and discuss it in more detail....
Just as an opener, the guy tries a new exercise program requiring 3 minutes of "high intensity" (I use parentheses because we have no idea how intense he is training as we have no heart rate data to go by) exercycling per week for a month - and then when he doesn't show any increase in VO2 max after the month he is told that he is a person who doesn't respond to exercise as he has the wrong genes. It's quite ridiculous really - the exercise program is the failure yet they blame it on genes.
Also, you keep mentioning "losing weight". Yes, you'll lose weight if you diet without exercise, but you'll lose muscle weight in addition to fat weight (muscle first - fat last) and when you start eating normally again you will end up fatter than you started. Calorie restricted diets are doomed to failure - every time. Don't even try it.
YOU MUST EXERCISE!
It is extremely important to hold onto muscle while you are burning fat. That is impossible without exercise.
By reducing your carbs and increasing fat and protein you will lose fat NOT muscle! Probably be a good idea for some of you guys to read a book or two before you start posting!
In Topic: Schwab Atm Fees In Thailand?
2011-11-05 11:01:05
OK thanks this helps out a lot ATM fee is not itemized on my Bank of America statment, but it seems that Schwab is aware that you paid an ATM fee.
That is what I was looking for...will be in the States in a few months will make sure I get a schwab debit card so I dont have to make trips to the bank to avoid the ATM fee
Thanks so much
That is what I was looking for...will be in the States in a few months will make sure I get a schwab debit card so I dont have to make trips to the bank to avoid the ATM fee
Thanks so much
MTH, on 2011-11-04 15:22:00, said:
Not sure what you mean by the fee not being itemized. What Bank did you do your withdrawal at?
If I withdraw from AEON there are no surcharges. However if I use any other banks ATM, there is a 150 Baht fee, and it will be itemized on the ATM receipt.
My Schwab debit card is linked to my brokerage account. If I use an ATM with a surcharge, it will be deducted at the same time as the withdrawal is registered in my account.
It's my understanding that if you don't have a brokerage account, but just are banking with Schwab, then you will get reimbursed at the end of the month, for any ATM fees that you have accrued during that month.
See below for two different recent withdrawals, one using AEON, no ATM fee. And one using Bangkok Bank, 150 baht fee, that was instantly reimbursed.
Schwab.jpg
If I withdraw from AEON there are no surcharges. However if I use any other banks ATM, there is a 150 Baht fee, and it will be itemized on the ATM receipt.
My Schwab debit card is linked to my brokerage account. If I use an ATM with a surcharge, it will be deducted at the same time as the withdrawal is registered in my account.
It's my understanding that if you don't have a brokerage account, but just are banking with Schwab, then you will get reimbursed at the end of the month, for any ATM fees that you have accrued during that month.
See below for two different recent withdrawals, one using AEON, no ATM fee. And one using Bangkok Bank, 150 baht fee, that was instantly reimbursed.
Schwab.jpg
