marshbags

The following URL shows the present SWIFT codes for Thailand and good explanation of what they are follows:-

http://www.theswiftcodes.com/thailand/

SWIFT code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank.

These codes are used when transferring money between banks, particularly for international wire transfers. Banks also used the codes for exchanging other messages between them.

The SWIFT code consists of 8 or 11 characters. When 8-digits code is given, it refers to the primary office.

• First 4 characters - bank code (only letters)
  
• Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
  
• Next 2 characters - location code (letters and digits) (passive participant will have "1" in the second character)
  
• Last 3 characters - branch code, optional ('XXX' for primary office) (letters and digits)
  
  
  For members not familiar with them and may wish to use the various banking codes, the one I use is shown next.
  
  As an example the Kasikorn show several covering a variety of needs re transfers.
  
  If you go down to 39 on the list, it clearly shows the code for general SWIFT monetary transfers most of us will need to use to get our funds out here.
  
  In Kasikorns case the third column referring to a particular branch is left blank with the 4th one showing KASITHBK.
  
  Ignore the 3 XXX,s after this as they are not part of it and only indicate an optional code or a specific branch, as is listed and highlighted  in red above..
  
  There may be other codes not listed and if anyone has them please help by posting them.
  
  marshbags

I speak for the majority of Sheffield when I say it,s heartbreaking and yes we all feel for Sheffield United and especially the fans who will be in a very sad way, unconsolable and very disappointed to say the least.

I cannot explain it but I genuinely feel gutted, just as I do when we loose these important games,.

Coming from a saddened Owl from the other Sheffield Side speaks loud and clear on the feelings we have at this time and it will be awhile before it eases, that,s for sure.

Bring on next season and let us see you win the league this time, never mind second or third.

It will be a long couple of months until you can get back to looking forward as supporters and the 2013-2014 season that,s for sure.

marshbags for you all at this time and

PattayaParent, on 2012-05-25 10:05:30, said:

Thanks for the feed back PP.

Yes it is inexcusable to withhold funds in this way and as with most public services in Thailand I use, inconsistency and lack of proper standardisation of rules ect.,workable knowledge and familiarisation of, as in this case basics like what an FEFT is.

This added to the language difficulties that happen is not the best of ways, but with the larger international companies, banks ect. who deal with foreigners on a regular basis were English is the accepted as a common communicator and staff should be trained to deal with us in a better way.

Please let,s not have the TIT repeats as it is inexcusable to be happy to have our custom while not so in preparing counter staff and front line communicators to understand our problems we encounter on a regular basis.

Sure back home we get negative stuff and experience the lack of civilty, but in my case I always get the top persont and make a direct compliant to them.

Usually something positive comes out of it and if it doesn,t  I do / would not hesitate to take my services elsewhere if the when an alternative company is available.

Incidently, I did have a negative experience with a local branch of the Kasikorn some time ago and as they did nothing about it, I changed branches, so it was simply addressed, no problem and the service as with their other branches I,ve held accounts with has been very good.

marshbags

No need to say sorry HR, we all have our own particular likes and dislikes re experience and it can only help on what possible things  may occur and what to look out for.


I think you are misquoting me and taking it out of context re online and phone facilities by the way.

What I said was a specific reference to alternatives should online facilities not be available and In my recent experience outline what positives I got out of it for informational purposes along with acknowleging all the pluses I had.

Re my quote I think you refer to, the following was what I actually posted.

" It is convenient to do it online if possible but via phone does have it,s benefits. "

We can only go by our own personal experiences and in my case re my OP and follow ups I rightly give top marks to the Co-op.

Again we probably all have good and bad instances when using customer services, My good one was only 2 days ago and going on that I cannot think it is a one off as usually in depth training is given from time to time to address any reports of bad service, and to try and elliminate them via use of better communication.

Maybe they acted on any reports you and others may have made as a good company should so well done you for filling a report./ making a complaint.

Anyway I stand by my Kudos to them and the brilliant service they provided for me on this occasion.

marshbags

chris2004, on 2012-05-25 08:53:34, said:

What I do know is that I and possibly yourself get a good rate for the pound that I find in my case anyway more than makes up for any charges.

On the day the exchange rate was 48 point zero something and I actually worked mine out as 49 plus.

I tranferred well above 1k and don,t think i,d been charged an excessive amount and even if so it would have meant I,d got an even better rate for my money.

Personally I,m well satisfied with what I got, it was also above what i,d expected prior to getting it.

Had a transfer been made by anyone in baht at the U.K. end you could take at least 3 off the 48 for those not familiar with the advantages of pounds sterling being sent.

Something else I,m able to do is wait awhile before tranferring funds and then sending for a larger amount which cuts the costs right down re the U.K. charges.per SWIFT transaction.

I appreciate not everyone can do this but it certainly saves if you can say do a transfer equating to more than one transaction.

eg only..........say 2,3k or more saving two other transfers and their costs

marshbags