ChiangMaiThai

Hello,

I'm looking to record a mob informant type video where the subject is interviewed and appears as a silhouette. See an example here:




Does anyone have any tips on how to do this with simple equipment at home? (No I am not a mob informant. I want to use this as kind of a marketing gimmick for a website that I am setting up).

Thanks in advance for any pointers!

I'll try to keep this short and quick as possible.

My Thai wife has a documented total monthy income of over 100,000 Baht (going back at least 2 years).

She has paid a 690,000 Baht deposit on a 4,600,000 Baht house.

In August of last year we took a 3 week holiday to the US. During that time she missed her 8,000 Baht payment towards a Thanachart Bank auto loan. She never realized that she missed this payment. The following month she recieved a bill for 8,000 Baht and paid it. She did the same thing for each of the next 5 months.

She has applied for the home loan from Bangkok Bank who has told her that normally everything would be fine, but she has 6 consecutive late payments of more than 30 days each on her auto loan. It looks like they will not approve the loan because of this.

It appears that Thanachart Bank never notified her of the late payment situation and never sent her a bill for both the prior month and current month's payment. So while she thought that she was paying the current month's bill, she has actually been paying the previous month's bill. If they had simply sent a bill for the prior month's late payment and the current month, she would have had one late payment when she was outside of the country and that would have been the end of it.

So now she is in a situation where she is looking at possibly forfeiting a 690,000 Baht deposit and another 300,000 Baht spent at Home Pro to pre-order a kitchen - all because of a simple misunderstanding over an 8,000 Baht a month payment.

I'm hoping that someone may be able to point me in the right direction. It seems that Bangkok Bank is extremely strict to deny her the loan based on these late payments - especially considering that she always has significant money in the bank and a steady income.

Are there any other banks that will be more understanding? If not, is there any way to encourage Thanachart Bank to remove the negative marks on her credit report?

Or has she just lost a million Baht?!?

Thanks for any input!

Has anyone seen iPad stands like this being sold in Thailand? They are meant for use in public places. iPad is 100% secure and the stand itself can be bolted in place.

http://pro-ipad-stand.com

Thanks for any info!

A Thai citizen friend of mine is buying a house. He has a 'normal job' and also an online business with a 3 year history of consistent sales. When applying for a loan, SCB told him that the income from his normal job (40,000month) would be calculated as 40,000 Baht. The income from his online business in which he consistently makes 100,000 Baht a month will considered ust 20,000 Baht because 'the money is made on the internet'.

I have never heard of this. Money is money and income is income. As long as it is legal and especially if there is a long history of sucess, why on Earth would you dismiss 80% of a potential customer's income? Is this the norm in Thailand? (I don't have experience, but I would be shocked if online income in the US was dismissed as inferior and worth only 20% of income earned working for an employer).  Are there any banks in Thailand that view income as income as long as it is legal and documented?

Does anyone know of any good squash courts near Sukhumvit Soi 2 (preferably walking distance). I know of the court in the aging hotel on Soi 11, but I would prefer something a little newer. I have my doubts as to whether that court was constructed with proper materials...

Thanks!