Mali1964

soihok, on 2011-05-19 06:00:23, said:

Note! The return leg is Monday night 19.30 kick off got 4 tickets looking forward to it.

Canada, on 2011-04-12 08:15:09, said:

Prices tend to start around 200 baht per rai don't go for any that charge by the hour.

Been doing this for 4 years now & its very hard to make a profit, maintenance costs are very high plus the price of diesel is set to rise when the government stop subsidising it. We may sell up later this year after the Main Harvest.

A link to my You Tube account some vids of my set up though your are opting for the much smaller harvester here.

shaunleigh75

brizzle, on 2010-09-08 06:30:55, said:

This is a copy from Martin Lewis on Moneysavingexpert.com it clearly states that all these credit cards including the Santander zero charge interest from the day you withdraw up to the day you repay in full but they may all not be able to charge this if your already in credit as Saga as confirmed to you.

Still at £3 for £300 over 1 month it will be cheaper than Nationwide from November.


                  
Top open-to-all: Halifax Clarity
                           Worldwide  0% load & no  cash withdrawal fee.
                        The Clarity card from Halifax  has no foreign exchange fee anywhere in the world, so you can get the  best rate possible. Plus it doesn't charge for cash withdrawals,  although you will be charged interest even if you repay in full.

         The rate for cash withdrawals is a fairly low 12.9%  APR  (this rate is 'typical' which means two thirds of those that are  accepted will get it, the rest will be charged up to 21.9%).  This works  out as around £1 per month for every £100 withdrawn.

                                    Cost of £100 worth of...         Spending:  £0
          
          Cash w/ds: £1/mnth
          
          

Total:

        

£1

                               This card is top for spending abroad and can only be beaten  by Nationwide debit card   for ATM withdrawals within Europe (see  below).        

As an additional bonus, if you have a  Halifax Reward current account and you apply for the Reward  Clarity* you'll get £5 each month you spend over £300 on the credit  card (ensure you repay in full every month). Read the Best  bank accounts guide for how it measures up.

[/quote]If only hold a UK bank account I'm afraid to say that Nationwide is  still the cheapest option to transfer small amounts into Thailand.

Barclays, Natwest, Santander and all the other banks are more all more  expensive than Nw. I work for the biggest card scheme and I can see the  rates that most banks applies....and NW is still the cheapest.

If you can pay by card (and if you can request a card) then ask for an  Halifax Clarima, Post Office Mcard or Visa Saga. No fees on card  purchases.

For cash transactions you should stay with Nationwide as from the banks I  came across as part of my work...

I think that NW was forced to raise the fees for two reasons:
1) NW pay 1% to Visa for each transaction that is done outside the VE  Region

2) NW pay around 1EUR to the ATM owner (acquirer) for each cash  withdrawal that is made on the card (so if you take 20GBP out, then it  cost 20GBP+1% FEE to Visa + 1EUR to the atm owner)

They probably had too many people using their cards just for overseas  withdrawal and this was costing them too much.

giruzz

I Agree NW is still  the cheapest but £7 which was 6 months ago nil plus the 150 Baht fee (£3) is a lot to withdraw £300.  Halifax standard card is 2.75% + £1.50 ATM fee making them £2.75 more expensive than NW for example.

A point on the post office account credit card they sting you on the exchange rate by some 2 baht under the TT rate you get when using your NW debit card, not sure how the other cards work, as anyone any experience with them & can post the rates they got as nothing is ever free these days, just a smoke screen these commission fee free cards are from my experience.