Esset

Hi!

Can anyone help my translate or explain the attached documents?

Much appreciated.

My GFs father recently transferred some land (Chanote) with a house to her.

Can she borrow money from a bank using the land/house as collateral?
I remember reading somewere that you have to wait a certain time before you can sell/mortgage property, but I may remember wrong.

How much of the estimated value of the property would the bank be willing to lend?

I´m thankful for any input.

About six months ago my GF sold her Yaris and the buyer agreed to take over the monthly payments to Toyota.
Now I´m told that the car have been sold again, is still in my GFs name and no payments have been made.
According to my GF, Toyota is demanding money for the months not paid from my GF and threathens with the police.
The man now in possession of the car offers to sell it back to her for 130,000 B and has no intentions to do the monthly payments.

My GF, the police and Toyota all know were the car is now, but neither Toyota or the police seem to take any action.
In my farang world, Toyota or the police would take possession of the car until the matter was solved. But this is Thailand!

I see these options:
1. Pay the 130,000 B. Get the car back and continue pay the monthly payments.
2. Not pay the 130,000. What can happen to my GF? What will happen to the car? Does she have to pay monthly for a car she doesn´t have?

Is my GF scamming me or is she the victim of a scam?

Any suggestions or advice is welcome!