puck2, on 2012-04-18 00:01:25, said:
Consider the DCC (=Dynamic Currency Conversion). There is a high probability that the hospital used it. And there will be some non-refundable fees.
Example:
SCB (Siam Commercial Bank) today:
Last T/T-rate 48.84125 -> 1.505,33 GBP
DCC-rate 46.7899175 -> 1.571,32 GBP
Diff.: 65,99 GBP
Example:
SCB (Siam Commercial Bank) today:
Last T/T-rate 48.84125 -> 1.505,33 GBP
DCC-rate 46.7899175 -> 1.571,32 GBP
Diff.: 65,99 GBP
You assume correct, I have checked my visa account and it appears that the hospital made the DCC and presented GBP to my visa account. Surely they are onliged to inform you of this practice when settling the bill. A trip in the lift downstairs to the grounf floor bank would have saved me a 100 GBP.
I'm in Isaan at present but will visit the hospital finance dept on my return to Pattaya and see if I can claim some reimbursement.




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