MarkyM3

I posted this in an older thread in the Chiang Mai forum but thought I would post here as well as didn't quite get the specific answers I was after:

I'm planning to use a Halifax Clarity card in Thailand in the near future. My account is set up to pay my balance in full each month. I was wondering about a couple of things:

1) If my account has a zero balance before I leave the UK, then I withdraw say £500 in THB, is there any merit in making an immediate transfer of £500 from my Haliax Reward current account back to the credit card account to minimise interest charged? Or would interest stll be charged at the same rate until the next statement date regardless?

2) Once the statement is produced, the payment isn't typically taken for 3+ weeks. Is it the case that interest won't continue to be charged past the statement date, provided I continue to pay my balance in full?

Would appreciate any clarification as Halifax staff don't seem trustworthy (the staff in the branch I visited didn't realise interest is charged on cash advances, despite this being stated on their own website....).

Cheers.