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#5286258 How Do I Deal With The Police And "Tickets"
Posted
richard_smith237
on 2012-05-09 17:48:06
I also refused to accept that I'd done anything wrong (they accused me of speeding but couldn't tell me the speed I was going).
I knew they were trying it on, they knew they were trying it on, once then knew I knew they were trying it on and that I was simply going to be stubborn (but polite) they waved me along.
Make sure you have all the correct documents. Know when you are in the wrong and when you are in the right. When in the wrong 1-200 baht should cover it. If you know you are in the right, refuse to pay, smile, be polite, don't loose your cool, but maintain a firm strength at the same time.... They usually get tired and wave you along.
#5294775 If You Met This Farang, And..
Posted
BookMan
on 2012-05-12 18:32:53
#4994256 Looking For Good Gym(Hua-Hin)
Posted
hhfarang
on 2012-01-21 09:22:48
#5288386 German Stabs Udon Thani Girlfriend 17 Times To Death
Posted
h5kaf
on 2012-05-10 14:03:42
From his picture he does not come across as the kind, loving, gentle type. Executive Relief Operatives should beware that fleecing phsycopaths is a very dangerous business. Far better to go for silly old sods like me.
#5276472 Uk Citizens - Non-Resident Or Not?
Posted
GuestHouse
on 2012-05-05 22:44:55
Why would anyone want to burn their bridges back to a place where they have inalienable rights to reside, to own property in their own name and where they have a right to welfare, pensions and health care free at the point of need.
OK ..... I know, cold beer and luke warm pussy at a price you can afford.... for now.
#5229833 Americans Abandoning Citizenship In Record Numbers Due To Government Tax/Fine...
Posted
wdr
on 2012-04-18 17:42:18
The Passport Book "The Complete Guide to Offshore Residency, Dual Citizenship and second Passports"
Send me a PM and I return you the book as PDF file.
#5118101 Goodbye Uk, Hello Thailand. I Think ?
Posted
transam
on 2012-03-08 16:16:46
KarenBravo, on 2012-03-07 10:42:48, said:
"If you don't control your woman, she will control you".
I like this post.
ME,seen it, the weak WILL suffer. Many posts the OP will not like, but those who have been here a while have seen the pitfalls. The blether-ing guys who do not take note of shit will suffer in the end, sadly.
#5114709 Qrops - Fees
Posted
Treborz
on 2012-03-07 08:54:13
GuestHouse, on 2012-03-06 20:47:05, said:
fletchsmile, on 2012-03-06 18:10:57, said:
Fletch, you are correct I do have a H&L SIPP in which I have placed a freestanding AVC I hold, all the rest of my pension provisions are final salary schemes which I recently had a Financial Actuary review to advise me on the pros and cons of buying out. The advice I've had is stay put, but check the numbers again after April.
At this moment in time, even if the FA comes back with the advice 'take a buy out' I'd put my funds into H&L for exactly the reasons you mention. Low fees, good market access + fully protected under UK financial laws. A QROPS transfer nearer retirement remains an option and as my question reveals fees are coming down.
Getting fees publicised here on TV will I hope add a bit more market pressure. (Notes that our salesmen in this thread talks about transparent fees but gives no details - So again thanks guys for revealing the numbers).
Again, thanks Fletch for well argued examples of why fees matter so much.
I'm estimating another 15 years before I draw my pensions, I'm sure that is not an unusual time frame amongst TV members, investing at low fee rates over that time frame is a hugely important part of protecting final capital/income.
I can tell you our formation and annual management fees, the reason i didn't is because i didn't come into this thread to sell anything (in fact i have no marketing experience at all i just work on the administration side of things), just to make it clear that some Trustees are transparent with their fees. However it was not clear if your initial post was referring to the Trustee fee, the investment management charges or both?
Anyway here you go as you have asked for them;
Formation Charges
£0 - £300,000 - £1,200
£300,001 - £500,000 - £1,700
£500,001 - £1,000,000 - £2,500
£1,000,001 - £2,000,000 - £3,000
(If more than one pension is being transferred then each additional pension will be charged at £300 with the largest forming the base figure)
Annual Management Charges
£0 - £300,000 - £1,000
£300,001 - £500,000 - £1,500
£500,001 - £1,000,000 - £2,000
£1,000,001 and above - £2,500
Termination or Exit Charges
Transfer to another administrator
The sum equal to 12 months management charges (However as annual fees are paid upfront this is usually minimal as that years fee is pro-rated and netted off the transfer fee. For example it would be cheaper to transfer at the start of the year than at the end)
Any work to be carried on outside of the scope of a traditional pension such as the purchase of a commercial property is likely to incur additional time charges, currently £175 per hour. Third party fees vary depending on who the client invests with, although clearly these will be made available by their chosen investment manager to the client before any decisions are made.
So there you have it we're not the cheapest in terms of flat annual fee but we do not charge transaction charges for investment switches or any routine work during the course of the year. What you see above is all that you will be charged by the Trustee.
We also run SIPP's from our UK office, in fact QROPS is not our main source of business at all and i doubt it ever will be. Again as i'm not trying to sell anything, i'm not disclosing who it is i work for.
#5093514 What Region Of Thailand Is Your Partner From - Poll
Posted
mca
on 2012-02-28 06:12:55
falkan, on 2012-02-27 22:12:42, said:
Were do you guys find your issan ladies? in bars or what. dont not understand how you can live with girls from Issan, most girls from issan have no education and zero money, then you most send money home to the village each month haha
Well it's quite obvious that yours doesn't hang out with you for your cutting, Oscar Wilde-esque wit, the ability to construct a sentence with at least a semblence of cohesion nor the basic skills ( possessed by an adult with an IQ above that of the average garden shed ) of being able to spell and punctuate better than a 5 year old. So it must be for the money.
haha
Here's a hint. If you're going to insult people try at least to appear more intelligent than them rather than come across as somebody who points at areoplanes when they fly over.
#5096371 Thailand'S Lost Its Mojo?
Posted
folium
on 2012-02-29 09:10:00
ExpatJ, on 2012-02-29 08:40:13, said:
As to Thailand's neighbours- Vietnam, Cambodia, Laos, Myanmar- these are all WAY more corrupt,ineffiencient and standard of living is way lower for expats if you are looking for modern conveniences, stable elecricity and water supply, decent hospitals etc
Think you are missing the point here.
If you wanted to live/visit a place with car manufacturing, engineering output and a good investment climate, combined with modern conveniences, stable utilities and decent healthcare, Europe or the US meet those requirements pretty well (at least in the long term re investments).
The irony here is that Thailand is becoming increasingly similar in many ways, in many places, to what foreign western immigrants to Thailand left behind in the first place.
Similar to a survey undertaken in the UK as to what would constitute the perfect holiday. The runaway winner was the option of transplanting your local pub with all your friends to a tropical beach. Funny sounds like Pattaya, Koh Samui or Phuket.
Aspirational middle-class Thais are chasing the American dream of a suburban mini-McMansion with 2 cars in the drive.
There's nothing wrong in all this and none of it is particularly surprising, and for many foreign people Thailand provides exactly what they seek, namely familiarity and convenience with better weather.
#3872854 Faggots In Thailand
Posted
mojo80
on 2010-09-09 20:06:54
Some would say there a bit like Marmite, love em or hate em, im intrested to find them.
#3852808 Mexican Standoff In Phuket Property Market
Posted
barka
on 2010-08-31 21:08:40
1 Supply outstrips demand
2 bargains are to be had by the minesweepers who have cash..
3 the value of a property is worth what you can get for it on a given date..eg when you need the money.
We can all say what we want and our opinions and the real estate guys opinions mean nothing..The buyer is boss...MONEY TALKS..
#3848007 Nist Or Pattana?
Posted
Goinghomesoon
on 2010-08-29 19:19:41
#3846746 10 Days In Hua Hin
Posted
hhfarang
on 2010-08-29 09:22:29
If they have more time (probably require a 2 day overnight trip), you can go a couple of hours north of Kanchanaburi to the Burmese border at Three Pagoda Pass which is the mountain pass that the Burmese armies used in ancient times to cross the mountains to go to war with Siam. There (if you have your passport with you) you can get an on the spot visa to cross into a Burmese border village that specializes in hand made wood carvings and furniture.
If they want to do it in one day they could do the main Kanchanaburi war memorial attractions, hel_l Fire Pass, and the waterfalls in one day (10 to 12 hours counting drive time and time to eat, relax and enjoy the attractions), so in that case I would suggest leaving around sunrise.
On another of their days, they could go to the floating market in Ratchaburi Province. It's a couple of hours from Hua Hin, but again it's best to leave very early in the morning or spend the night there as the tour busses start to arrive from Bangkok between 9 and 10 a.m. so the best time to be there without the crowds is between 7 and 9 a.m.
Petchaburi, forty-five minutes north of Hua Hin, has a mountain with an old Royal Palace on top as well as several old Wats. It's worth a visit if they are interested in that sort of thing. There is an inclined railway to take them up and down the mountain but once on top a lot of walking is involved to see everything.
Nearer to Hua Hin there is the Teak Palace on the gulf between Hua Hin and Cha-Am that is an old style all wood Thai Royal retreat that is now a tourist attraction as well as Sam Roi Yod National Park about an hour south of Hua Hin that has the famous temple inside a cavern (best visited in the morning (around ten) as sunlight streams through a hole in the cavern and lights up the temple. The easiest access to this is by boat although people wanting some strenuous exercise can walk to it. Nearby is the fishing/tourist village of Dolphin Bay where there are frequent sightings of a rare species of white dolphin. Local boats take tourists out to see them but I'm not sure of their percentage of success. We saw a pod of them from the beach last year when we were there walking.
A little less than an hour west of Hua Hin is the Pala U waterfall and park. This is a multi-level water fall that requires a strenuous day hike up and down a mountain to see it all. The first 2 or 3 levels are fairly easy to reach but I've heard that the higher levels are more spectacular if you have the energy and time to make it up there.
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