Semper, on 2012-05-25 11:41:14, said:
CWMcMurray, on 2012-05-24 22:11:05, said:
At the supermarket, I get 10% discount on all purchases made with the card, plus earn points for addition cash gift certificates
At the gas station, get 8% cash back on gasoline purchases and earn point for gift certificates
Pay off the card at the end of the month and no interest
I try to use cash as little as possible to maximize benefits
Sounds great. Borrow money one moth for free and get discount on purchases on top of that. When pigs fly.
Pigs aren't flying but that is still how it works...
Last year we did not pay any interest charges or fees as we paid every bill in full at the end of every month and received total benefits of aprox 40,000 thb in refunds on gas, discount at supermarket & the mall department store and 1,800 thb in gift certificates for the Mall
You may want to re-evaluate your position in cc as they do not give out bonus points or discounts for paying in cash, but the reality is that they do for cc purchases





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