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About Sophon

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  1. They also charge interest rates of around 22% p.a. Sophon
  2. Conduit and box channeling in QCON

    You hold the bottom handle with your left hand and the triangular handle with your right and run the cutting edge (bottom left in the pic) down the wall where you want to cut the channel. If you have to do a lot of channels it's quite slow and hard work using this tool. I found it a lot easier and quicker to first cut five grooves with an angle grinder, and then subsequently use the tool in the picture to clear out the debris. Sophon
  3. Sounds like a sensible precaution to me given the state of the wiring in many Thai homes. I am (very) far from being an expert, but couldn't a borrowed neutral somewhere mean that a circuit could be live even though the breaker for that particular circuit was off? Sophon
  4. Exchange Motor with Used Car Dealer

    What I personally pay is irrelevant, the cost will vary for different people depending on coverage amount, no claims bonus etc. What is relevant is that whatever insurance premium I have negotiated, I will save about 25% extra by having named drivers. All Thai insurance companies (that I know of) have similar discounts for having named drivers, so you can choose whatever company you want. Personally I chose AXA because they supply free break-down service. Of course, if you are in a situation where many different people will be driving your car, then named drivers may not be for you. Then again, since the insurance still covers you even when an unnamed driver have an accident just with an excess of 5,000 Baht, it could still be advantageous to have named drivers depending on how many claims you have. Sophon
  5. Exchange Motor with Used Car Dealer

    Having named drivers is not about limiting possibilities but rather about saving money on your insurance premium. Named drivers is not something the insurance company is going to push on you, it's something you have to ask for yourself. Nobody other than me or my girlfriend is ever going to drive our car, and by having named drivers I save almost 25% on the insurance premium for exactly the same coverage. Why would I want to pay extra for something that I am never going to need? And just add; should something totally unexpected happen and I needed someone else to drive the car, the insurance would still cover any accident. All that would happen is that I would have to pay the first 5,000 Baht of the damage myself. Sophon
  6. Pajero sport. Maybe I want to buy

    And it especially doesn't make sense to compare to what is available back in "Europe", as if there were a common price standard for cars in Europe. In my European home country the Mitsubishi Pajero 4WD (the only model available) costs just under 4 mio Baht at current exchange rates, which in comparison makes the Thai price seem very reasonable. I'm sure you will be able to get it a lot cheaper in many other European countries. Sophon
  7. The first answer was correct, the second was wrong. Sophon
  8. No, it doesn't mean that you have to have 30 days left on your permission to stay, you can apply up to the last day (in your case September 7th). It just means that you won't get your new extension there and then, but will have to come back 30 days later. You are allowed to stay in Thailand until you get your new extension is given (or, unlikely, the extension is denied), even if that is later than your current permission to stay date. Sophon
  9. Gas hob fails to light-thermocouple?

    We also have a Mex hob, and it uses a standard D size battery. If you haven't done so already, I would definitely start out by getting a new battery. We recently changed ours (after about two years of use), and went from click ----------- click ----------- click to click-click-click-click and instant ignition. Sophon
  10. If your 90 day report date is August 7th, the latest you were allowed to do it online would have been July 31st. It is now too late and you have to report in person. Sophon
  11. I have trialed the HD Subs tv app.

    I don't think so Crossy, there is no mention of a free box on any of their packages. IView HD have packages that include a free box, but then the price for the one year package goes up to 8,700 Baht compared to 6,800 Baht without a box. Sophon
  12. I have trialed the HD Subs tv app.

    I had a suspicion they were basically clones based on the identical user interface and channel line-up, thanks for confirming. So if both services are hosted on the same servers, presumably the feed quality should be more or less identical, and with the prices being: 1 month 6 months 12 months I View HD 900 B 4,800 B 6,800 B HD Subs 1,299 B 5,499 B 8,199 B Can anyone see any reason to go with HD Subs over I View HD? Sophon
  13. I have trialed the HD Subs tv app.

    Have anybody tried both HDsubs and IViewHD? The two services have very similar channel set-ups, and while the price for HDsubs is higher than what IViewHD charge, the difference is not enough to off-set any difference in quality. Sophon
  14. One thing that may be worth considering when choosing between an OA visa and a retirement extension, is what happens if the financial requirements are raised. Last time they raised the financial requirements for a retirement extension, those who were already on extensions were "grandfathered" in at the old levels, and there is a good chance the same would be the case again (no guarantees though). Those on an OA visa, on the other hand, would most likely have to meet the new financial requirements. And since it's been a while since the latest change, a raise of the financial requirements could very well be on the cards sooner rather than later. This may not be a concern for the OP, since it sounds like he would comfortably meet the requirements even if the amount required were raised by a considerable margin. But for others, who today have income or savings only marginally over the required 65k/800k, it could be a deciding factor. Sophon
  15. after marriage with Filipina ?

    He doesn't need to change to annual extensions, his wife can get an extension as a dependent based on his permission to stay from his Non Immigrant OA visa. Sophon