TallGuyJohninBKK

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About TallGuyJohninBKK

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    BKK

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  1. Gotta give this guy some props. He's either got a huge amulets collection, or a huge pair of balls. He's gone after the current government over a range of issues, sensitive ones, and thus far has managed to remain living and out of prison. Pretty surprising, under the circumstances.
  2. Are you really certain that EVERY bank in your home country has the exact same $5 plus 2.5% fee on foreign withdrawals??? Nothing different, nothing lower?
  3. Yes, some even down to $300 or $350. But then there's good ole' Charles Schwab with its $1000 daily limit, and a few others similar out there as well. I've also run across a few banks where their limit is low/lower, but they're willing to lift the cap for a 24 hour period if you call and make a special request. Not all, or probably most, but some will do that. Just depends on the bank.
  4. I would hope and think you probably could do better, even with the banking industry in your home country.
  5. Time to shop for a different U.S. bank or CU whose debit card you can use outside the U.S. without getting ripped off. $5 plus 2.5% is a rip-off, plain and simple. There are lots of better banking choices out there.
  6. AEON isn't a Thai bank, but yes at 150b, it's one of the very few exceptions to the 220b fees that all the actual Thai banks are charging these days. But again, AEON withdrawals are capped at 20K per pull vs. 30K at Krungsri and TMB where the fees are 220b.
  7. Yes, Capital One credit cards are good for foreign purchases, because they have zero foreign currency fee. However, don't try to use them for bank counter cash advances, because C1 and most other U.S. banks have very high fees when the credit cards are used for cash advances, in the U.S. or outside. And with a credit card, a counter withdrawal from a Thai bank gets treated as a cash advance.
  8. I feel another round of police transfers to other locations soon will be arriving. After all, that's how they "get tough" on wrongdoers in uniform.
  9. Ahh... the wonder of the variations among the 50 U.S. states. Your getting excused in Florida obviously was a big pain and hassle. For me in another state, it just took a 2 minute phone call to the summoning Jury Office. Explained I was out of state, they said fine, end of story. Florida, because it's a no income tax state, has a lot of mail service companies that provide U.S. addresses and mail forwarding to U.S. expats. So clearly, you wouldn't be alone in having that kind of situation as a U.S. expat with a Florida mailing/residence address.
  10. Yes, U.S. citizens living outside the U.S. have the right to vote in federal elections, regardless of whether or not they're paying state income taxes in any particular state. However, it's also true that each state tends to have their own particular standards of what constitutes residency for state income tax purposes. Some are more lenient, and others are more hard-core, looking for any connection they can find to try to pull someone in for state taxes. Voter registration often is ONE criteria among many that enters into their calculations, though SOLELY by itself, probably would be unlikely to ever create a state income tax liability. I used to live in a state that has a reputation for being particularly hard-core about state income tax liability. So when I physically moved out of the state, I also canceled my voter registration there, and re-registered in a new state that has no state income tax, just to be on the safe side. As for jury duty, after I registered in my current no state income tax state, I got a jury duty summons in the mail some months later, and that caused me some fretting. But in the end, I just called up on the telephone to the Jury Service office that had issued the summons, and told them I was currently staying outside of the state and wasn't sure of a particular return date. They said no problem, and canceled my summons. Haven't received another one since.
  11. This is what I was referring to earlier with SCB. For doing counter withdrawals with them, you really have to be careful about the transaction details, and frankly, are probably best off seeking out a different bank company instead. BTW, Rick, what bank are you using for their "fee free MC credit card"?
  12. In your own "non-professional test," you got suckered by the BBKB ATM. The only time Thai ATMs will show you the foreign exchange rate on the screen is if you've knowingly or unknowingly agreed to DCC (Dynamic Currency Conversion), which is where the ATM shows you the withdrawal amount in your home currency in addition to the Thai baht exchange rate. DCC typically happens only with MC logo cards, and there always is an ATM screen display asking if you want to see the withdrawal in your own currency (which a lot of people probably never bother to read or pay attention to, or, they choose it intentionally. Problem is, DCC usually has a rate 3-4% lower than the standard bank rate.
  13. BofA has an office in Bangkok, but no ATMs or consumer banking services. Citibank TH has several branches with ATMs around BKK, including at the Sukhumvit/Asoke intersection, but their ATMs all charge the Thai bank ATM fee.
  14. Not every mall, or even most malls... But AEON ATMs can be found in quite a few malls and elsewhere. You can look on their website for specific locations.
  15. I had a BKK Bank branch in one of the major malls with a foreign exchange desk. Asked them repeatedly over a period of weeks, and they kept coming back with, "Our machine is broken."