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About jmd8800

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  1. Thanks for the links. I am focused on coverage more than compliance with the ACA. I have not found international policies that cover pre-existing conditions so I keep coverage under CoveredCA (California ACA coverage) with the expectation I could fly to CA if necessary. Of course... what if I can't fly to California? A Thai policy would cover me for everything but my pre-existing conditions, so I will probably buy a Thai policy and maintain the CoveredCA policy as well. I'm not sure that one has to be inside the USA for any length of time to maintain an ACA policy. For me the best would be complete coverage, including preexisting conditions, in USA/Thailand under one policy. I know.... wishful thinking on my part.
  2. This is pretty interesting. I'd be interested in such a plan as I have pre-existing conditions and would check to see if the pre-existing conditions would be covered under an ACA approved plan. I am considered a California resident for ACA purposes. I wonder if these same policies apply. Do you have a link to the approved plans?
  3. I had not considered repatriation being point of policy origin and not point of citizenship. That certainly puts a spin on things. I'm having trouble with World Nomads so I'm not too enthusiastic about travel insurance. Thanks for the replies.
  4. Does anyone know if the exclusions (say heart disease) apply to repatriation as well? In other words, if say Bupa does not cover heart related hospital costs would they not cover repatriation to your home country if the cause was heart related? I'm shopping around for some sort of bridge between the onset of illness and a way to get back to my home country for treatment under my USA plan. Most of the plans I've looked at from Thailand offer some sort of repatriation coverage. It might be wise for me to have both a Thai plan and home plan in force if Thai insures won't cover pre-exisiting conditions.
  5. Being in California at present to deal with health care issues I pay attention to a lot of the media. I came across this post and my understanding is there will be a more complete disclosure of the plan in a few days. I am trying to find ways to feel 'covered' while living in Thailand with pre-existing conditions that Thai insurance won't cover. My best solution so far is ACA in USA plan, a relatively cheap Thai plan and repatriation to USA if needed. This is pretty expensive though.
  6. At the end of the day do you really think the majority of Thais actually give a hoot about this?
  7. I left the USA in April 2015 and since then I would qualify for exemption under this rolling period. I am assuming I would owe the shared responsibility for the tax year 2015 since I was in USA January -April 2015? BTW.... while it has been said by executive order that the shared responsibility penalty need not be collected, I am going to file the exemption anyway just to be sure someone somewhere doesn't change their mind retroactively. Something like this might get struck down in a court or be a part of some larger piece of a puzzle legislators use as a bargaining chip.
  8. What on Earth do you need 100TB of backup space for?
  9. ssl

    SSL (secure sockets layer) is the old protocol and it is now TLS (transport layer security). This is the way your computer talks to the server to determine if the server is who it says it is and not 'someone' else. Once the connection is determined to be who each other thinks they are, the protocol then routes traffic through port 443 on your computer which is the port for encrypted http. (https) Once the https protocol is established your data is encrypted. Everyone should install HTTPS Everywhere if they can:
  10. Generally I try to follow my father's advice: What someone else thinks of you is none of your business.
  11. Were you by chance using these computers elsewhere before moving to Samui? I don't use netflix but I would imagine there is a configuration panel to selects a local server? Maybe you are logging in to a previously used server far away? I use digital ocean for some VPSs and I test latency at times between the North American, Europe and Singapore servers and there is a huge difference in latency and download speeds. +--------+--------------+-----------------------+ | Region | Latency (ms) | Download speed (mbps) | +--------+--------------+-----------------------+ | sgp1 | 0.037 | 11.661 | | lon1 | 0.230 | 02.363 | | sfo1 | 0.239 | 02.449 | | ams3 | 0.240 | 02.173 | | fra1 | 0.244 | 02.278 | | ams2 | 0.285 | 02.258 | | nyc1 | 0.295 | 01.837 | | nyc2 | 0.304 | 01.692 | | tor1 | 0.304 | 01.883 | | nyc3 | 0.316 | 01.726 | +--------+--------------+-----------------------+ I hope the table formats correctly! Latency - lower is better Download speed higher is better. Look at Singapore with 11.661 Mbits down and New York City 3 at 1.726 Mbits down.
  12. Met on TF? next step is video chat on Line or whatever app you prefer. Consider having a cheap second phone, separate email etc for keeping your privacy if things go south.
  13. A timeline of Earth temperatures. It is a long scroll down to the bottom..... but worth the effort:
  14. You might try hitting 3 keys ctrl-atl-del and bringing up a box where you can choose 'task manager' I think this will give a page of 'resources'. I don't use Windows so I'm doing this from memory. This should allow you to view network traffic in Bits/Bytes per second. You might find something there. You might also look in the same panel under resources to see if anything is excessively consuming CPU cycles or memory. Example watch the CPU graph when you start one of the applications you have trouble with. As someone else mentioned, often times the supplied driver from the manufacturer does not play well with the kernel. Doesn't windows have a certified driver data base you could check with? Windows 7 updates stopped a while ago and it could be that the manufacturer doesn't support Win7 even if printed on the box.
  15. Are your neighbors having the same problems? If not then take it to your friendly virus/malware/trojan cleaner professional.