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BANGKOK 19 December 2018 02:26
snoop1130

Mum’s plea after ‘big-hearted’ son, 29, who rescues Thai dogs, struck with brain tumour and needs £15,000 to fly home

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2 hours ago, cat handler said:

 

Ha ha ha, good one, you almost had me there. Health Insusnce companies are charities? Yeah right. 

No insurance company will cover you for pre-existing conditions, ever, its how they make their money. You would slso be lucky to find one that will cover you for an undiagnosed pre-existing conditions, if they dont have to pay up they wont.

Absolutely bullshizer if you have a pre-existing condition and you declare it they will do a screening and 9 times out of 10 if not all the fooooooking time you will be insured I foooooooking know ya 🛎 end😡😡😡😡😡

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Travel insurance differs significanlty from regular health insurance in many ways, including this one.

 

There are many travel insurance policies that quite explicitly cover "acute exacerbations" of pre-existing conditions. Meaning emergency care needed to stabilize you to the point you can return home. Further treatment once at home is outside the travel policy and you are usually requited to have insurance or NHS eligibility in your home country to get a travel policy.

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10 hours ago, cat handler said:

You would slso be lucky to find one that will cover you for an undiagnosed pre-existing conditions, if they dont have to pay up they wont.

How would someone know if they had an undiagnosed pre-existing condition.  They go to claim for let's say a heart attack and are then told, oh no we won't pay because you had it 10 years ago, but nobody knew. I think not.

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10 hours ago, wgdanson said:

How would someone know if they had an undiagnosed pre-existing condition.  They go to claim for let's say a heart attack and are then told, oh no we won't pay because you had it 10 years ago, but nobody knew. I think not.

And how would an Insurance Company know that you didnt know something was wrong with your health but didnt have insurance in your home country, for example a badly infected tooth requiring a root canal? You cant just nump on a plane to Thailand and then see a dentist and have it covered by travel insurance. 

Again Insurance companies dont pay out if they dont have to. If they find out your condition was present before you left your home country they wont pay for treatment. And you are right, if you had a heart attack 10 years ago they wont cover you for it if you have another one in Thailand 

Edited by cat handler

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19 hours ago, schvonsky1 said:

Absolutely bullshizer if you have a pre-existing condition and you declare it they will do a screening and 9 times out of 10 if not all the fooooooking time you will be insured I foooooooking know ya 🛎 end😡😡😡😡😡

<REMOVED>

 

Heres an idea, get on line and try taking out travel insusnce and declare that you have had a hesrt attack recently, see how you go . You may end up getting cover but you will be paying a lot more in premiums for the increased risk. If you don’t declare you wont be covered. 

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18 hours ago, cat handler said:

And how would an Insurance Company know that you didnt know something was wrong with your health but didnt have insurance in your home country, for example a badly infected tooth requiring a root canal? You cant just nump on a plane to Thailand and then see a dentist and have it covered by travel insurance. 

Again Insurance companies dont pay out if they dont have to. If they find out your condition was present before you left your home country they wont pay for treatment. And you are right, if you had a heart attack 10 years ago they wont cover you for it if you have another one in Thailand 

"for example a badly infected tooth requiring a root canal? You cant just nump (jump?) on a plane to Thailand andthen see a dentist and have it covered by travel insurance."

 

Right and wrong! I am now living in Thailand but a few years ago I was doing 6 months in Thailand and 6 months in the UK stints. The first time I needed root canal treatment a nd a porcelain crown fitted, the insurance paid up. A couple of years later, I had to have the same procedure done again (on another tooth, by the way), and the insurance would not pay as "I had made a similar claim previously"! 

 

So my insurance company reckons that people can't get toothache twice? 

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On 10/24/2018 at 5:13 PM, sambum said:

"for example a badly infected tooth requiring a root canal? You cant just nump (jump?) on a plane to Thailand andthen see a dentist and have it covered by travel insurance."

 

Right and wrong! I am now living in Thailand but a few years ago I was doing 6 months in Thailand and 6 months in the UK stints. The first time I needed root canal treatment a nd a porcelain crown fitted, the insurance paid up. A couple of years later, I had to have the same procedure done again (on another tooth, by the way), and the insurance would not pay as "I had made a similar claim previously"! 

 

So my insurance company reckons that people can't get toothache twice? 

andthen (and then?)......love it when mistype correctors mistyping 

 

your lucky they covered it the first time, they could say the decay occurred in the UK.

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On 9/28/2018 at 12:28 PM, wotsdermatter said:

I am not heartless but my question is simple.  If he had received treatment for cancer in the U.K., why come to live in a country where any form of medical insurance would not cover the cost of any possible future treatment?  Saving soi dogs is not a real excuse to ask for help pay for his treatment because there's far too many anyway (but that is another story).  It is surprising the number of people who come to Thailand then have to be "rescued" because of their lack of foresight and are not being able to perform tasks such as ride motorcycles then end up in hospital because of that lack of knowledge.

 

'nuf sed

 

mate, that is a rough thing to say, if he had cancer before maybe he wanted to see the world because he realised life can blindside you and one day, as it has now, you could die or lose it all, become sick etc. he didnt plan to get sick again did he the poor guy. if we all throw him a few quid then we can rest easy we have all done something good today. And people who crash bikes, just trying to enjoy their life, you sound like a real negative, glass half empty, kinda guy. the poor kid just got sick, help him dont have a go at him and if the motorbike crashers dont try to ride them then how they ever gonna learn? no one is perfect, life a bitch we all know it, i hope he gets better soon and they set upa go fund me page i will send him 20 quid for sure. id like to think others woilkd do the same for me

 

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9 hours ago, monnington said:

 

mate, that is a rough thing to say, if he had cancer before maybe he wanted to see the world because he realised life can blindside you and one day, as it has now, you could die or lose it all, become sick etc. he didnt plan to get sick again did he the poor guy. if we all throw him a few quid then we can rest easy we have all done something good today. And people who crash bikes, just trying to enjoy their life, you sound like a real negative, glass half empty, kinda guy. the poor kid just got sick, help him dont have a go at him and if the motorbike crashers dont try to ride them then how they ever gonna learn? no one is perfect, life a bitch we all know it, i hope he gets better soon and they set upa go fund me page i will send him 20 quid for sure. id like to think others woilkd do the same for me

 

If you read my post #223 you will see that because of the donations he has already left  Thailand and is now back in England. Donations for his continued medical treatment can be sent here https://www.gofundme.com/GeorgeGanno

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