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Abduljabbar01

Bangkok Bank Visa Debit Card Being Refused In Pattaya

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Recently, I went down to Pattaya for some rest and relaxation and to get away from the approaching floods in Bangkok, like most expats.

Now, when I checked out of a major hotel in Pattaya along the beach. The Front desk clerk gave me my bill and I gave her my Bangkok Bank visa debit card. She said, Bangkok Bank visa cards are not accepted by their hotel staff, and if I had another visa card from another bank outside of Thailand (which I do) they would prefer that instead of Bangkok Bank.

I than asked to speak to her manager, and he said the same thing. “Bangkok Bank Visa cards are not accepted in Pattaya.”

What’s up with this? Bangkok Bank is not acceptable down there.

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Send a PM to Daveroc who is a BKK Bank representative on this forum & tell him the name of the hotel - sure that they can look into it. Actually, VISA's policy is "accept all cards" which means a merchant cannot selectively choose one card over another - most likely this is a staff training / communication error.

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Send a PM to Daveroc who is a BKK Bank representative on this forum & tell him the name of the hotel - sure that they can look into it. Actually, VISA's policy is "accept all cards" which means a merchant cannot selectively choose one card over another - most likely this is a staff training / communication error.

I don't think it's the fact that it is Bangkok bank in question, but the fact that you are a farang. I have several Thai issued cards both credit and debit, and are often told ..."sorry we don't accept those, Do you have an overseas card?" Presonally I think it's a case of complete mistrust, but we will never know.

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Extremely hard to believe. I have Bangkok Bank since 15 years and NEVER had any issues. Not with my Credit nor with my Debit Card. Some of the Bangkok Bank Debit Cards (like the BTS one) don't even show your name on it, so this could be the only problem I can think off. I am interested to know what BBL's Rep has to say to this incident.

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Actually Bangkok Bank BTS I have has my name on it but it is electronic use only (not embossed) so if small hotel only using stamp impression they would not be able to use. But if they have on-line should not be any problem using if withdrawal limit not exceeded.

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I am a falang ,have Bangkok bank,Ayutha, and thanachart debit cards and have never once had one refused

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I wouldnt mind betting they were trying it on, if you use a foreign card they can use a different debit system and get a preferential rate.

Paying with a local card means they get the bare minimum, only a possibility.

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IF YOU CHECK YOUR BKK VISA CARD IT DOES not HAVE YOUR NAME ON IT. oops sorry caps.

because no name; is not a credit debit card - only an ATM CARD

i tried for ages to get a genuine VISA debit card from BKK; I got one from Siam bank- mastercard with name.

BKK bank has or seems to have a policy restricting farang from using credit debit cards.

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BKK bank has or seems to have a policy restricting farang from using credit debit cards.

I didn't have any problems getting one but there probably are some restrictions but they may not be specific to farangs though. I was at Bangkok Bank for business and casually mentioned a Visa card. I was immediately shuffled over to a desk and 15 minutes later walked out with one.

//edit - regarding restriction in 'using'. There was a list of features you could select when getting the card such as online ordering, local shopping use, etc that you have to decide on. So it's possible you can use the card for direct shopping but not online or visa versa depending on your selected options when applying.

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Actually Bangkok Bank BTS I have has my name on it but it is electronic use only (not embossed) so if small hotel only using stamp impression they would not be able to use. But if they have on-line should not be any problem using if withdrawal limit not exceeded.

Can you use this type of card for online purchases?

Can you use this type of card for online purchases?

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Actually Bangkok Bank BTS I have has my name on it but it is electronic use only (not embossed) so if small hotel only using stamp impression they would not be able to use. But if they have on-line should not be any problem using if withdrawal limit not exceeded.

Can you use this type of card for online purchases?

Can you use this type of card for online purchases?

Note my edited reply above. :rolleyes:

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Can you use this type of card for online purchases?

Yes, you can.  I have the Be1st debit card and have used it for buying airline tickets (Bangkok Air, Thai Air, Singapore Air and Delta) and booking hotels.I do not use it for general shopping, mainly because mechants will tack on 3% or so (even though it is a debit NOT a credit card).  Going to the ATM to get the money is much less than 3%.

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IF YOU CHECK YOUR BKK VISA CARD IT DOES not HAVE YOUR NAME ON IT. oops sorry caps.

because no name; is not a credit debit card - only an ATM CARD

i tried for ages to get a genuine VISA debit card from BKK; I got one from Siam bank- mastercard with name.

BKK bank has or seems to have a policy restricting farang from using credit debit cards.

NONSENSE !

My card has NO NAME and can be used online or anywhere I wish. It is a debit card and not just an ATM.

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No merchant can add 3% to a debit card unless you let them. I use shopping/hospital often and nobody tries that 3% scam. Perhaps if you use in tourist places but not in normal Thai places.

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"Actually, VISA's policy is "accept all cards" which means a merchant cannot selectively choose one card over another"

Doesn't Makro only accept one banks card? That used to be the case.

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BANGKOK 23 July 2017 21:59
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