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sjohnson1234

What Your Monthly Budget

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I usually spend on average 100k baht A month.Maybe more depends on how much traveling that I want to do.my finances allow me to do this.I don't need to budget.

And what does 100k get you?

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We get by on 300k a month

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We get by on 300k a month

With or without food smile.png

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My lifestyle probably wouldn't appeal to a lot of people... I don't enjoy going out so I don't do it. (I also don't drink or smoke.) I enjoy swimming, walking, reading and writing, which doesn't cost me anything. My current house is a new (1 year old) bungalow with sea views on Phangan (Had Yao West), typical bungalow size, easily big enough for me and with a nice large balcony. Well built & decently equipped for my needs (not much of a kitchen but I don't need one).

I might downgrade to a 7-8K bungalow, been looking for one and found a few, somewhat older and so lower standard but otherwise same. I'm not too fussy as long as electricity + internet works and I don't get too many bugs or other critters.

As far as food goes, I eat out 3-7 times a week, usually dinner. I like simple food, rice with something simple added, rarely pay more than 200 B per meal, even though I don't hunt for the cheapest restaurants - often eat at the beach, which is obviously more expensive. I'm not a vegetarian but don't eat beef/pork, sometimes I eat vegetarian, sometimes seafood and occasionally chicken. Apart from that I only eat fresh fruit - some days I eat nothing else. Mangoes are my staple, right now 40-50 B/kg. When there's good durian I do spend more but that doesn't happen too often in these parts. Bike rent is 3K + petrol.

I've been thinking about cutting my costs, might move to a 7-8 K bungalow in Chaloklum & get rid of the bike, I'd save ~6K.

Like I said, probably not a lifestyle that would appeal to a lot of people... I enjoy a very simple life, reading books, swimming and hiking being among my greatest joys. I'd like to live without a bike but buying fruit becomes tricky if I can't get to Thong Sala easily - Chaloklum just might work though.

Sounds great.

I manage without a bike though there is the odd occasion when not having one is a bit of a pain such as tomorrow morning when I need to go to immigration (from Lamai). Only go out a couple of times a month for birthdays or to meet up with someone who is stopping over for a few days/ week. Even then, in almost all cases I will cook and eat at home before I go.

I don't have a budget but I certainly spend around 20k a month. If I didn't drink and cut back on the fish/ seafood I could knock perhaps 5k off.... ish. I do smoke but it's a Chang Mai very mild hand rolling tobacco which costs me around 75 Baht a month or maybe 100, not thought about it.

So, how much are you paying on rent. Does your diet suffer much?

35k for 6 months.

062.jpg

My diet is mostly in season fresh fruit and veg along with fish seafood and some chicken. Very little fried, much of it steamed or raw really.

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We get by on 300k a month

With or without food smile.png

Food for 5

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We get by on 300k a month

With or without food smile.png

Food for 5

200k spare then 1046-thumbs_up_smiley_zps1f3cfc78.gif

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We get by on 300k a month

Same here, I'm single and my montly budget is around 300K baht.

Now if could manage to get hold of a 20% of that money every month............

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BUPA 5000

Thats a big bupa bill.
That comes to what coverage you want on your medical insurance, also the bill goes up with age.

Easy to go 5000 per month for 2-3 people.

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50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport. Still plenty left for a few beers.

You could live here on less but i wouldn't want to.

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Thanks

How do you live off 10k a month? Also, what kind of places are you getting for 10 and 20k?

Cheer Gents

you woulld need to ask a thai and live like one in a shared rented room for 3 per month then if of papaya salad and market food and noodles.. plus you would have to ut money aside for visa expenses. people think that thailand is dead cheap. it is not but yur money does go slightlyu futher out here but not as much as it iused to with the bath being so strong

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50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport. Still plenty left for a few beers.

You could live here on less but i wouldn't want to.

for me i have 50 k just in bills with finance electric accounting fees, kids take another 22,000 per month gasoline. sometimes if i have a bad month i have a big land and house tax bill which sets me back a further 20k or car tax or inssuerance which cripples me financially for the rest of the month hence i dont have any money for beer which is why i cannot drink.

Plus mia noi's giks and what not..

It is true the more money u make the more your expenses climb

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50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport. Still plenty left for a few beers.

You could live here on less but i wouldn't want to.

for me i have 50 k just in bills with finance electric accounting fees, kids take another 22,000 per month gasoline. sometimes if i have a bad month i have a big land and house tax bill which sets me back a further 20k or car tax or inssuerance which cripples me financially for the rest of the month hence i dont have any money for beer which is why i cannot drink.

Plus mia noi's giks and what not..

It is true the more money u make the more your expenses climb

Agree, 50,000 does not seem enough, incl. giks can easily reach 100K......I just calculated I spent 70,000 on restaurants last month (no giks), just with friends.....and that wasn't really difficult. Intercon, Nikki Beach, Six Senses...... 4 people.....easy !

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50000 p/m is a reasonable figure that will easily include the necessities; those being rent, electric, health insurance (for a single person), food and transport. Still plenty left for a few beers.

You could live here on less but i wouldn't want to.

for me i have 50 k just in bills with finance electric accounting fees, kids take another 22,000 per month gasoline. sometimes if i have a bad month i have a big land and house tax bill which sets me back a further 20k or car tax or inssuerance which cripples me financially for the rest of the month hence i dont have any money for beer which is why i cannot drink.

Plus mia noi's giks and what not..

It is true the more money u make the more your expenses climb

Agree, 50,000 does not seem enough, incl. giks can easily reach 100K......I just calculated I spent 70,000 on restaurants last month (no giks), just with friends.....and that wasn't really difficult. Intercon, Nikki Beach, Six Senses...... 4 people.....easy !

As a "reasonable amount to live on" it is perfectly enough. Thats all i'm saying. If you choose to dine at those type of restaurants then ofcourse it won't suffice.

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70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

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70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

That's over 2k Baht a day. I could knock out a shrimp and smoked sausage Gumbo big enough to feed over 30 people for less than that. Cost of ingredients wouldn't be more than 10k (for the month) but let's say it's 20k. 50k a month just to get someone to cook for you!
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70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

He told you what he pays in restaurants why ask if he's fat?. I am so don't ask just accept what you have been told.

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70K in restaurants? And thats you paying just for yourself? Are you, you know, on the large side?

He told you what he pays in restaurants why ask if he's fat?. I am so don't ask just accept what you have been told.

Slightly rude yes but rather funny imo!

Personally if i was spending 70k a month at restaurants on an island in thailand (not that i could afford to i freely admit) its something i'd keep to myself because i think thats a bit bizarre. But each to their own ofcourse. Who are we to judge.

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ok billls allone with out the mistresses at least send about 55 to 60 k per month but a have a few business so of coarse i am going to have more expenses.

The profit normally goes on sponsering a thai family in Esaan lol

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BANGKOK 24 May 2017 15:05
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