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The bands are odd and not always where you'd expect them to be. Also years can't overlap (same year can't be in two bands).

I know I crossed a five year band at an odd age, not a multiple of five.

I think it may be something like 57-61, 62-66, 67-71 etc

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I contacted BUPA and inquired about upgrading my current Emerald policy to the next level, Diamond and Platinum 1. Here is what my new premium would be if I should select either of these plans. Diamond will be Bhat 83,775 and Platinum 1, Bhat 119,597. To go to the Diamond plan bumps the coverage up a bit on each item. Of course the Platinum 1 looks much better but then the cost, though still affordable, isn't cheap. My current policy runs to 26 May so still time to think about which way to go.

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Don't renew and setup a Health Savings account with your premiums!

Is this what you have done? And if so how is it working out?

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Don't renew and setup a Health Savings account with your premiums!

That always sounds pretty good till your actually in a Hospital & see how fast the cha ching can ring

Much much faster than you ever stowed 60k yearly premiums.

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Just to note courtesy Tilleke & Gibbins:

(Thailand Insurance) Regulations

Insurance companies are subject to extensive regulation in terms of capital adequacy, permitted investments, handling of claims, marketing activities, dispute resolution, and others. Policy wording may only be used following approval of the OIC. In addition, all advertising images and solicitation documents are regarded as part of the relevant insurance policy. If the meaning of any advertised wording or image is contrary to that written in the policy, such meaning is to be interpreted in favor of the insured or the beneficiary (as the case may be).

An insurance contract is voidable if, at the time of its making, the insured, or in case of life insurance, the party upon whose death payment depends, knowingly omits facts that would have induced the insurer to raise premiums or refuse to enter into the contract, or knowingly makes false statements in regard to such facts.

http://www.tilleke.com/resources/compliance-complete-insurance-country-guide-thailand

Edited by JLCrab

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Just wanted to see if this is a decent deal.

I am 61 and via email was given a quote for the Platinum 2 plan for 70,000 b.

I checked with Aetna, AXA, and Prime and Bupa seemed to have the best plan for me.

I can go to Bumrumgrad Hospital which is 5 minutes from my Apt.

Is this a reasonable estimate for this plan?

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Just wanted to see if this is a decent deal.

I am 61 and via email was given a quote for the Platinum 2 plan for 70,000 b.

I checked with Aetna, AXA, and Prime and Bupa seemed to have the best plan for me.

I can go to Bumrumgrad Hospital which is 5 minutes from my Apt.

Is this a reasonable estimate for this plan?

The actual price is 83k but you get 15% discount at present for paying annually 70,893 baht. 10% off if you opt for monthly. 6255 baht

I believe for the cover it provides, it is a good choice.thumbsup.gif

Edited by Black Ops
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I had my health insurance with Liberty Mutual group. In all the years I was insured, I had one claim. I had appendicitis. They paid in full at a private hospital and no questions asked. I tried to choose a company carefully that would not cancel my policy because of age, No problem with this company. What they didn't tell me is that they would eventually price me out with crazy high premiums. I dropped the policy at age 65 and am now self insured. I think I could pay hospital bills for serious problems cheaper than the cost of the premiums. I am now 71 years old and am way ahead of the game. I still have my US retirement fund that is my nest egg. Hopefully it will be inherited by my kids but it is there in case of any costly health emergency.

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I'll presume the above is signed up fpr Medicare in the US. However, given a severe emergency occurrence like stroke, heart attack, aneurysm, etc., that presumes you are in sufficiently stable condition to get back to US to use medicare for further treatment.

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I'm 41 - my work pays for my BUPA International Coverage which I think is about US$2400

I pay for my Wife and Son (who are 38 and 2) - The Premium for both is GBP 1760 (with a GBP 500 dedutable each) for Inpatient treatment only.

I was annoyed last year when the premium when up by GBP 260... quite a dramatic increase, when I complained I was informed it was due to increasing medical costs. However, I can't see how medical costs have increased 17% in a year - The premium already increased by 12% the year before (for my Wife only).

So... While I'm extremely happy with BUPA's level of cover and relatively satisfied with the service (direct settlement at hosptials), I'm somewhat annoyed by the yearly increase in premium to the point I'd be happy to switch if a reasonable alternative were to become available.

We almost pay the same premium; for 2015 to 2016 I paid $2684 this is for Classic & Evacuation paid to BUPA Global Medical Insurance based in the UK. I have been with them since 2002 and have only ever had 1 claim when I contacted Dengue Fever in Thailand. I am 61 years old and still do some consultancy work in the middle east.

Are you with BUPA Thailand or BUPA UK ?. I was thinking of getting a quote from BUPA Thailand but I expect the costs may be similar.

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Just to follow up, I did get the Bupa policy Platinum 2.

About $2,000 USD for me age 61. I actually went to their office in Sathorn. Nice modern place.

I met with a Rep, filled out the paperwork, and put the payment on my CC. She gave me a hard copy of my Health card on the spot.

What I did not know is the policy is good worldwide. Except, the good old USA of course.

Anyway, I was pleased with the process.

Edited by bkk6060
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Just to follow up, I did get the Bupa policy Platinum 2.

About $2,000 USD for me age 61. I actually went to their office in Sathorn. Nice modern place.

I met with a Rep, filled out the paperwork, and put the payment on my CC. She gave me a hard copy of my Health card on the spot.

What I did not know is the policy is good worldwide. Except, the good old USA of course.

Anyway, I was pleased with the process.

That is a fair price given age & decent coverage etc.

That is the one thing for us folks from the USA though...no coverage when visiting

I always wished they offered a Thailand only policy like they do for the Thais...Crystal plan etc

Full coverage reasonable prices but Thailand only

Since we only ever are in Thailand or US why pay for the worldwide (except US ) coverage smile.png

Edited by mania

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BANGKOK 25 November 2017 14:24
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