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2 hours ago, Travel2003 said:

I just got a quote from BUPA regarding Platinum 3.

Im 52.

96155 baht per year.

 

 

BUPA Thailand or International. The Thailand company gives an online quote as follows:

 

If you add outpatient benefits the price goes up a lot. Outpatient is cheap relatively in Thailand...not worth it for most people.

 

A special quote for you, 52 years old. Class of occupation: Class 1 Change your age p-arrow.png
Platinum Plan
 
Show Out-patient Benefit (OPD) Levels: spacer.gif spacer.gif Show Personal Accident Cover (PA) Levels:
No OPD Basic Medium Top
No PA Basic Medium Top
Out-patient benefit: You can select level of out-patient benefit to best suit your need Personal accident benefit: You can select level of personal accident benefit to best suit your need
 
Benefits
(In-patient and Day Case)
spacer.gif Platinum 1
฿3,929                                            monthly                                           yearly                                         
ENQUIRY / PURCHASE
spacer.gif Platinum 2
฿4,338                                            monthly                                           yearly                                         
ENQUIRY / PURCHASE
spacer.gif Platinum 3
฿5,099                                            monthly                                           yearly                                         
ENQUIRY / PURCHASE
spacer.gif
Room & Board per day including nursing service (maximum payable per day) 8,000 10,000 12,000
ICU room & Board per day including nursing service (Maximum payable per day) 16,000 16,000 16,000
b-bullet.png Hospital services
Full Cover Full Cover Full Cover
b-bullet.png Surgical fee
Full Cover Full Cover Full Cover
b-bullet.png Doctor's visit
Full Cover Full Cover Full Cover
b-bullet.png Energency OPD treatment- first visit within 24 hours of emergency
10,000 15,000 20,000
Overall maximum inpatient benefit 1,000,000
( Maximum per disability )
2,000,000
( Maximum per disability )
5,000,000
( Maximum per disability )
Personal accident (Orbor 2) 100,000 100,000 100,000
Region of Coverage Worldwide Cover (Except in USA) Worldwide Cover (Except in USA) Worldwide Cover (Except in USA)
No advance payment for hospital in network b-right.png b-right.png b-right.png
Emergency medical assistance b-right.png b-right.png b-right.png
Annual check up b-right.png b-right.png b-right.png
Edited by tonray

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3 hours ago, tonray said:

BUPA Thailand or International. The Thailand company gives an online quote as follows:

 

If you add outpatient benefits the price goes up a lot. Outpatient is cheap relatively in Thailand...not worth it for most people.

 

A special quote for you, 52 years old. Class of occupation: Class 1 Change your age p-arrow.png
Platinum Plan
 
Show Out-patient Benefit (OPD) Levels: spacer.gif spacer.gif Show Personal Accident Cover (PA) Levels:
No OPD Basic Medium Top
No PA Basic Medium Top
Out-patient benefit: You can select level of out-patient benefit to best suit your need Personal accident benefit: You can select level of personal accident benefit to best suit your need
 
Benefits
(In-patient and Day Case)
spacer.gif Platinum 1
฿3,929                                            monthly                                           yearly                                         
ENQUIRY / PURCHASE
spacer.gif Platinum 2
฿4,338                                            monthly                                           yearly                                         
ENQUIRY / PURCHASE
spacer.gif Platinum 3
฿5,099                                            monthly                                           yearly                                         
ENQUIRY / PURCHASE
spacer.gif
Room & Board per day including nursing service (maximum payable per day) 8,000 10,000 12,000
ICU room & Board per day including nursing service (Maximum payable per day) 16,000 16,000 16,000
b-bullet.png Hospital services
Full Cover Full Cover Full Cover
b-bullet.png Surgical fee
Full Cover Full Cover Full Cover
b-bullet.png Doctor's visit
Full Cover Full Cover Full Cover
b-bullet.png Energency OPD treatment- first visit within 24 hours of emergency
10,000 15,000 20,000
Overall maximum inpatient benefit 1,000,000
( Maximum per disability )
2,000,000
( Maximum per disability )
5,000,000
( Maximum per disability )
Personal accident (Orbor 2) 100,000 100,000 100,000
Region of Coverage Worldwide Cover (Except in USA) Worldwide Cover (Except in USA) Worldwide Cover (Except in USA)
No advance payment for hospital in network b-right.png b-right.png b-right.png
Emergency medical assistance b-right.png b-right.png b-right.png
Annual check up b-right.png b-right.png b-right.png

 

 

 

you applied for a quote on their website ?

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1 hour ago, siam2007 said:

 

 

 

you applied for a quote on their website ?

Yes. 

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So did I, and the reply came in my e-mail.

 

Seems like they added a whole lot of extra benefits/cost.

Edited by Travel2003
added info

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On 30/09/2016 at 0:14 PM, richard_smith237 said:

 

I understand that peoples needs, what premiums they are willing to pay etc are different... However, a 2 MB ceiling is pretty low IMO. 

A friend of mine and I have both exceeded 2 MB (doubled it in fact) with emergency treatment (we were both in our 30's at the time). 

 

Myself - DTV & Pulmonary Embolism + Medevac (10 days hospital treatment in Singapore).

My friend - Rare Illness (1 Month ICU, 1 further month inpatient + 6 months physio - Bumrungrad).

 

As we get older, the chances of something more serious and costly increase (along with the premiums of coverage)... however, I'd seriously consider whether or not 2 MB is sufficient cover. 

 

I decided against the Platinum 5 MB cover for my Wife and chose MHS instead (about 70 MB  / £1.5m cover) with similarly priced premiums (but also included THB 38,000 of outpatient treatment per year) & direct settlement.

 

My Son is insured through AXA who also have decent policies (direct settlement).

 

Both AXA and MHS seem worth looking at IMO. I am with BUPA international (through my work), if I was paying myself, based on research I'd choose AXA . 

 

 

 

 

 

Did you use a broker for AXA? All the ones I have tried offer other insurance companies.

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8 hours ago, Travel2003 said:

So did I, and the reply came in my e-mail.

 

Seems like they added a whole lot of extra benefits/cost.

I did the website quote and got exactly what I ordered. No reason to buy what you do not want. I am renewing this year and because I did not file a claim in 12 months will get 10 % of annual premiums back in 6 months. A nice perk.

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17 hours ago, tonray said:

I did the website quote and got exactly what I ordered. No reason to buy what you do not want. I am renewing this year and because I did not file a claim in 12 months will get 10 % of annual premiums back in 6 months. A nice perk.

Thnx for the info.

:smile:

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Got a call today from a lady in the head office in BKK.

I am guessing she wants to handle me as a customer, since she has commission on it.

All the papers she sent me on e-mail, half of it I do not understand, since this is the first private Health insurance I have tried to sign.

She wanted me to do it on phone and via e-mails.

Not too keen to let me speak personally with someone in their KKC office.

She is probably sensing a sucker (that is me), whom she can sell the most expensive insurance ever to.

I might consider another company.

 

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There are so many posts and threads covering health insurance and BUPA that I really didn't know where to post this bit of info............

 

I am on BUPA Platinum 1 and I've been going through some of my old papers and I noticed something I hadn't seen before and that was accident cover, which is included in my health insurance and it states that I can claim up to 200,000 baht in medical expenses if I have an accident whilst riding a motorbike or as a pillion passenger!

 

May be useful for those folk looking at the likes of BUPA for health/accident insurance.

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1 hour ago, xylophone said:

There are so many posts and threads covering health insurance and BUPA that I really didn't know where to post this bit of info............

 

I am on BUPA Platinum 1 and I've been going through some of my old papers and I noticed something I hadn't seen before and that was accident cover, which is included in my health insurance and it states that I can claim up to 200,000 baht in medical expenses if I have an accident whilst riding a motorbike or as a pillion passenger!

 

May be useful for those folk looking at the likes of BUPA for health/accident insurance.

I have heard there are a number of policies that cover for just about anything except motorcycle accidents. So, good to know.

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200k isnot going to go very far (to put it mildly). This is not an added benefit, it is a severe restriction.

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9 minutes ago, Sheryl said:

200k isnot going to go very far (to put it mildly). This is not an added benefit, it is a severe restriction.

 

Latest wording on this is that it is a Personal Accident Benefit and BUPA will pay 50% of the sum insured when an accident arises from riding or a pillion passenger on a motorcycle.

 

Some insurers exclude payment for treatment when the accident occurs on a motorbike, so IMO this is a benefit, after all this is health insurance we are talking about, not accident insurance.

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It is still half the benefit for any othet type of avcidemt or problem. Especially of concern as moto accidents can lead to huge expenses.

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8 minutes ago, Sheryl said:

It is still half the benefit for any othet type of avcidemt or problem. Especially of concern as moto accidents can lead to huge expenses.

 

But better than many because they won't cover motorbike accidents at all!

 

Anyway that is just one other thing to be considered when selecting Health Insurance and there are far greater considerations to be taken into account as we know.

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BANGKOK 19 October 2017 07:08
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