Jump to content
Thailand Visa Forum by Thai Visa | The Nation
markamundo

Social Security from US

Recommended Posts

Just what are the stipulations about working as a teacher and still getting Social Security. Is it true you can't work More than 40 hours a month and get Social Security?

Share this post


Link to post

This is answered on the ssa.gov web site - I think it was your allowed to earn an amount each year does not matter the hours - don't know the numbers so maybe check out the FAQ's section.

Share this post


Link to post

I worked here for 7 years as a teacher... I get SS and have for 5 years. I just adjust what I declare as earned over here to not go over the maximum earnings.

I don't know as it really matters since you aren't charged any tax on the money you earn here.

  • Like 1

Share this post


Link to post

I worked here for 7 years as a teacher... I get SS and have for 5 years. I just adjust what I declare as earned over here to not go over the maximum earnings.

I don't know as it really matters since you aren't charged any tax on the money you earn here.

Surely you pay tax on your salary to the Thai tax office ?

Share this post


Link to post

You can NOT work more than 40 hours a week and get social security.

It does not matter how much you make when you work abroad. The only thing that matters is the amount of hours you work a month.

Makes no sense to me.

If SSA finds out you are working more than 40 hours a month, they will suspend your benefits and deduct what you got from your future benefits

Share this post


Link to post

You can NOT work more than 40 hours a week and get social security.

It does not matter how much you make when you work abroad. The only thing that matters is the amount of hours you work a month.

Makes no sense to me.

If SSA finds out you are working more than 40 hours a month, they will suspend your benefits and deduct what you got from your future benefits

How would they find out? Your ex wife telling them? You are lucky to get a replacement card. I regret the day I apply for my earned benefits but I'm told the Manila office is actually friendly as long as you grasp Filipino English, which I of course do. O O

Share this post


Link to post

When receiving Social Security retirement benefits, there's no limit on the number of hours you can work. However, if you're under your Full Retirement Age -- which is 66 for those born 1943-1954 -- then your benefits might be reduced, depending on your earnings (not your work hours).

https://faq.ssa.gov/link/portal/34011/34019/Article/3739/What-happens-if-I-work-and-get-Social-Security-retirement-benefits

If you're talking about Social Security disability benefits, the rules are more complex:

https://www.ssa.gov/pubs/EN-05-10095.pdf

Don't forget that if you're working overseas and you're self-employed, then you still owe Social Security tax on your earnings from self employment, even if those earnings aren't subject to Federal income tax because of the foreign earned income exclusion.

Edited by taxout
  • Like 1

Share this post


Link to post

If you are not paying social security, you cannot apply for social security or receive it if you are working over 40 hours per month in Thailand and are under 67. If you are paying social security on the meager wages that they pay you here, then you are entitled on getting paid social security(should pay within the last three years). Call up the US Philippines Social Security and ask them. They will tell you the same thing. I am in the same boat when I turn 62. Remember this applies if you are applying while in Thailand. If you work in Thailand, money will go to a bank account and I am sure that they are currently asking for your social security number if you are from the US. So watch out!

Share this post


Link to post

No, please read the link above. Hours do not come into play for retirement benefits.

Share this post


Link to post

No, please read the link above. Hours do not come into play for retirement benefits.

The link above refers to those who live in the United States.

When you work abroad and are under the full retirement age, you can't work more than 40 hours a month and get benefits.

Just call the Manila office as advised above. They are friendly and knowledgeable and will confirm what I said.

As for finding out if you work more than 40 hours, they do random update calls and yearly update forms are sent out.

Yes, it is the honor system and hard for them to find out, but do you want to take the chance?

  • Like 1

Share this post


Link to post

You can NOT work more than 40 hours a week and get social security.

It does not matter how much you make when you work abroad. The only thing that matters is the amount of hours you work a month.

Makes no sense to me.

If SSA finds out you are working more than 40 hours a month, they will suspend your benefits and deduct what you got from your future benefits

Flat wrong. Read the links instead of making stuff up.

  • Like 1

Share this post


Link to post

It's not quite as that poster described it, but it turns out there is indeed another gotcha hidden away in the Social Security rulebook:

"The foreign work test only applies to monthly benefits of those who work before attaining their full retirement age. Under the foreign work test, your monthly benefit is withheld for each calendar month that you (or a person entitled to benefits on your record) work:

  1. Outside the U.S.;

  2. In work for pay not covered by Social Security; and

  3. For more than 45 hours."

https://www.ssa.gov/OP_Home%2Fhandbook/handbook.18/handbook-1823.html

Share this post


Link to post

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 members

    No registered users viewing this page.

BANGKOK 19 October 2017 16:06
Sponsors
×