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Russian teens out of comas, but fund-raising drive must continue

61 posts in this topic

2 hours ago, alfalfa19 said:

Best example I've seen in years of blaming the victim.  Nicely done. 

 

Blaming the victim ???

 

sorry sunshine, but he is telling the truth.....

 

also what responsible parent would let any Teenager drive anything here ??

 

the moment you walk in the street , it's Chaos....???, 

 

 

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While it might sound harsh, but the bus company can not be forced to pay anything.

If there is an accident, it's up to the Insurance company to pay for the damages.
The Insurance company did pay, although they had the right to refuse to pay as the driver did drive through a red crossing light.
Not respecting the driving laws, can be a reason for the Insurance company to refuse to pay.

In some "more civilised" Western countries, if the driver of the bus did not respect the traffic, the company would be made liable by the court for hiring a person who is not qualified for the job.

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59 minutes ago, Kasset Tak said:

The problem with insurances; If you don't have it then you are f-ed and if you do
So as I said, if you don't have insurance then you are f-ed and if you do have it then you are paying to get f-ed over by the insurance company!

Travel insurance, for health related incidents, has a fairly good reputation. With that said, since the injured were riding a motorcycle, it may be excluded. Fact remains, traveling to and living in third world countries carry with it additional risks in these regards. Love it or leave it, but forget changing it. God Bless You.

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5 hours ago, ukrules said:

What the <deleted>, the company who owns the bus should have insurance and this insurance company should be paying for any and all treatment.

If you read insurance terms for Thai vehicles, they are often limited to 200,000 or 300,000 per person for hospitalization, and 1 million for death.

 

Victims (or their family) may initiate a civil action for damages against wrongdoing side – i.e. the driver for reckless driving, and perhaps also the bus company – but it's up to a Court to decide the outcome, and furthermore a question if the wrongdoer has some money...

 

That's why it's important to have some level of private insurances when staying here – like PA (that unfortunately often covers very little for hospitalization), and if possible also a heath insurance and/or funds set aside – and as tourist (up to 6 month) a travel insurance; the latter will normally cover unlimited, and include repatriation (could not see from the story, if the Russian family is here as tourists or expats). If a tourist, never travel without an insurance; travel-insurance is so cheap, so it's worth the risk to save that cost...

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6 minutes ago, khunPer said:

If you read insurance terms for Thai vehicles, they are often limited to 200,000 or 300,000 per person for hospitalization, and 1 million for death.

 

The Thai Government subsidized insurance for motorcycles is only good for 15,000. Baht in personal injury the motorcycle causes. Not applicable for this incident but just for your information. This assumes of course the motorcycle is on the roads legally. As most know, many are not on the road legally. The operators is another item and what we think of as liability is almost impossible to pursue. Bottom line, there are no rules on the highway and no responsibility applied to those at fault in accidents. 

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It sounds like the accident has maxed out the insurance i.e. reached the maximum payable under the policy + 15,000 Baht from the govt. scheme. The insurance company has now covered its liability. If the tour company refuses to pay or negotiate with regards to further costs, the family will have to sue the tour company.

 

The costs for lifelong care will be huge and it is likely they will not be met and corners will have to be cut.

 

Yet another tragic, avoidable accident in Thailand destroying futures all caused by stupid careless driving.

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5 hours ago, ukrules said:

If a Thai causes an accident to a foreign tourist I really think that the Thai should pay for it.

 

I know most of them have zero money due to this country being a third world dump of a place but this is the point where the Thai Government should step in and cover all costs as they are ultimately responsible for the following reasons :

 

1 - They invite foreigners here to make a big percentage of the GDP

2 - They allow any idiot to drive on the road without adequate insurance

 

Things have to change in this country.

 

The bottom half of your statement resonates with me but the top half a third world dump begs to ask the question that well I really hate hearing is what are you doing here. There I said it. 

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4 hours ago, Bullie said:

I think it is extremely irresponsible of the Russian family not to have  proper travel insurance, especially traveling to a third world country.

Letting your children of 15 and 16 ride a motorcycle in the 2nd most dangerous country in the world traffic wise borders on criminal intent, driving licence or not.

It is a terrible situation the family is in, but it is largely of their own making, I'm sorry to say.

I have 38 years of big bike experience, and I still get cought off guard in the traffic here regularly, let alone children completely unaccustomed  to the local traffic.

Not much point in trying to squeeze money out of a dirt poor bus driver.

Crap response that. 

 

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34 minutes ago, BruceMangosteen said:

The Thai Government subsidized insurance for motorcycles is only good for 15,000. Baht in personal injury the motorcycle causes. Not applicable for this incident but just for your information. This assumes of course the motorcycle is on the roads legally. As most know, many are not on the road legally. The operators is another item and what we think of as liability is almost impossible to pursue. Bottom line, there are no rules on the highway and no responsibility applied to those at fault in accidents. 

There actually is a "kind of rule" – one often not understood, nor accepted by foreigners (farangs) – the rule is: The one that can afford to pay, pays...:whistling:

I can give several examples of how this work...

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13 minutes ago, Suradit69 said:

Never miss an opportunity to dump on Thailand, right?

 

They have been and are being treated, right? No one has refused medical treatment to them, right? They could have bought adequate insurance, right?  When they eventually recover, they will probably exit the country without restraint, as do so many foreigners who can't be bothered to pay for adequate insurance, right?

 

high horse.png

 

 

 

 

 

 

.

Right,  Sort Of

 

.

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4 hours ago, Kasset Tak said:

The problem with insurances; If you don't have it then you are f-ed and if you do have it then you are f-ed!
You will have to fight the insurance company for any Dollar/Pound/Euro/Baht/Krona that you want from them because they will look for anything that they can blame so that they don't have to pay:

I was hit by a car while riding my bicycle back home. It took 5 years and the consumer protection agency before the insurance company payed.

I bought a secondhand Audi A6 and had a full insurance. It got stolen and demolished and the insurance company valued the car to 50% of what I had payed and offered me 30% of what I had payed... it was less than a year after I had bought it and the price for a similar car at the dealers were still at 90% of what I had payed.
I was in a hit and run by motorcycle (I were walking on the sidewalk...) here in Thailand and ended up in the hospital with a broken arm. The bill didn't get that high but the insurance company refused to pay claiming that my psoriasis was a preexisting condition for my broken arm... psoriasis is a skin condition and had nothing to do with that motorcycle hitting me from behind!

So as I said, if you don't have insurance then you are f-ed and if you do have it then you are paying to get f-ed over by the insurance company!

Maybe so, but if you ARE insured, according to your story at least they use vasiline to ease the pain....

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16 minutes ago, Bullie said:

Yes, and all these tourists are stupid to do what they are doing, especially without a proper licence. This is a dangerous country, and I have compassion with the children, but I DO think their parents should go to jail for letting them drive in Thailand at their age without experience.

I am NOT condoning this I am just asking everyone to put that aside and help the kids

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BANGKOK 26 July 2017 02:01
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